931 Ridgecross Rd, Prosper, TX 75078 Property Records

Collin County property record for 931 Ridgecross Rd, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,787 sqft · built 2008
OwnerOwner Name on File
Tax Bill$11,786 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-9186-00C-0220-1

Property Details

APN / Parcel Number

Primary APNR-9186-00C-0220-1
Alternative APN
  • 2612827

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,787 sqft Living Area
Gross Area4,359 sqft
2nd Floor Area1,422 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area556 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2612827
Street Address931 RIDGECROSS RD
CityPROSPER
StateTX
Zip75078-7949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES OF PROSPER PHASE ONE (CPR), BLK C, LOT 22
Legal SubdivisionLAKES OF PROSPER PHASE ONE (CPR)
Legal Phase1
Legal BlockC
Legal Lot Number22
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group2
Census Block2016
Census Tract30304

Owner

The current owner of 931 Ridgecross Rd acquired it in August 2009.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address931 RIDGECROSS RD, PROSPER, TX 75078-7949
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2009
Deed SaleAug 31, 2009
Deed Document Number20090831001089990
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address931 RIDGECROSS RD, PROSPER, TX 75078-7949
Document Number0001491620
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address931 RIDGECROSS RD PROSPER TX 750787949, PROSPER, TX 75078-7949

Mortgage

Document Number0001491620
DateSep 4, 2020
Instrument1491620
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244-1805
Agreement
AmountAmount on Record
Term180 Months
DueSep 3, 2035

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$753,748 Land $190,000 Building $563,748$753,748 Land $190,000 Building $563,748
2024$11,786.00
2023$746,073 Land $180,000 Building $566,073$746,073 Land $180,000 Building $566,073
2022$11,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 Ridgecross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Ridgecross Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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