Collin County property record for 960 Ridgecross Rd, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,320 sqft · built 2011 |
| Owner | Individual Name on Record |
| Tax Bill | $10,090 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-9186-00E-0070-1 |
| Primary APN | R-9186-00E-0070-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,320 sqft Living Area |
| Gross Area | 4,006 sqft |
| 2nd Floor Area | 1,295 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2612858 |
|---|---|
| Street Address | 960 RIDGECROSS RD |
| City | PROSPER |
| State | TX |
| Zip | 75078-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES OF PROSPER PHASE ONE (CPR), BLK E, LOT 7 |
| Legal Subdivision | LAKES OF PROSPER PHASE ONE (CPR) |
| Legal Phase | 1 |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30304 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 960 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 28, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BOKF NA |
| Mar 16, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2017 |
| Deed Sale | Mar 16, 2017 |
| Prior Sale | Mar 6, 2012 |
| Deed Document Number | 20170316000341030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 960 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000417880 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 20220315000417880 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 960 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | REPUBLIC TITLE INC, REPUBLIC TITLE OF TX |
| Name | Verified Name |
|---|
| Document Number | 0000327140 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 20190328000327140 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 16, 2017 |
| Property Address | 960 RIDGECROSS RD, PROSPER, TX 75078-7951 |
| Document Number | 0000341030 |
| Map Reference | VOL2007 PG32 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 20170316000341030 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 960 RIDGECROSS RD, PROSPER, TX 75078-7951 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727,202 (+8.39%) Land $190,000 Building $537,202 | $727,202 (+8.39%) Land $190,000 Building $537,202 | |
| 2024 | $10,090.00 (+2.24%) | ||
| 2023 | $670,936 Land $180,000 Building $490,936 | $670,936 Land $180,000 Building $490,936 | |
| 2022 | $9,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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