94 Grays Ln, Severance (Windsor), CO 80550 Property Records

Weld County property record for 94 Grays Ln, Severance, CO 80550

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,520 sqft · built 2005
Lot Size0.215 acres (9,372 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Jan 2025)
Tax Bill$3,068 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Sep 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN8070-22-2-20-06

Property Details

APN / Parcel Number

Primary APN8070-22-2-20-06
Alternative APNs
  • 0807-02-2-22-006
  • R2557703

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area3,025 sqft
Basement Area653 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Architectural StyleSplit Level
Exterior MaterialFrame Hardboard
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,372 sqft (0.215 acres)
Garage TypeAttached
Garage Area462 sqft
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR2557703
Street Address94 GRAYS LN
CitySEVERANCE
StateCO
Zip80550-2641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEV 2SV L6 BLK5 SUMMIT VIEW 2ND FG
Legal SubdivisionSUMMIT VIEW SUB 2ND FG
Legal Block5
Legal Lot Number6
JurisdictionWELD CO
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2049
Census Tract2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address94 GRAYS LN, SEVERANCE, CO 80550-2641
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WELD COMMUNITY CREDIT UNION
Sep 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAXTON MORTGAGE LLC
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF COLORADO
Sep 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 9, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 2, 2019Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Prior SaleOct 21, 2015 · Amount on Record
Deed Document Number20255008572
Prior Transfer DateJul 8, 2024
Prior Transfer Doc0004969629
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address94 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005073950
DateDec 23, 2025
Instrument5073950
Lender
NameWELD COMMUNITY CREDIT UNION
TypeCredit Union
AddressGREELEY, CO 80634
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueJan 2, 2033

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address94 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 GRAYS LN, SEVERANCE, CO 80550-2641

Mortgage

Document Number0005053310
DateSep 16, 2025
Instrument5053310
Lender
NameSAXTON MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address94 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004840934
DateJul 11, 2022
Instrument4840934
Lender
NameCREDIT UNION OF COLORADO
TypeCredit Union
AddressDENVER, CO 80203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address94 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 GRAYS LN, SEVERANCE, CO 80550-2641

Mortgage

Document Number0004753643
DateSep 8, 2021
Instrument4753643
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address94 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004648872
DateNov 9, 2020
Instrument4648872
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address94 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number0004548247
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address94 GRAYS LN SEVERANCE CO 805502641, SEVERANCE, CO 80550-2641

Mortgage

Document Number0004548247
DateDec 10, 2019
Instrument4548247
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2049

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalitySeverance Town
Unified School DistrictWindsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,740 (-2.11%) Land $5,260 Building $24,480$485,981 (-) Land $86,000 Building $399,981
2025$3,068.00 (+8.33%)$30,380 (-3.19%) Land $5,380 Building $25,000$485,981 (+4.79%) Land $86,000 Building $399,981
2024$2,832.00 (+16.74%)
2023$2,426.00$31,380 Land $5,890 Building $25,490$463,766 Land $87,000 Building $376,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVERANCE
serves 11,733 people · EPA ID CO0162707
Water SourcePurchased surface water from NORTH WELD COUNTY WD
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
Visionary Broadband
Fixed Wireless
100 / 20

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