88 Grays Ln, Severance (Windsor), CO 80550 Property Records

Weld County property record for 88 Grays Ln, Severance, CO 80550

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,610 sqft · built 2005
Lot Size0.185 acres (8,059 sqft)
OwnerCompany Name on Record
Last Sale$505,000 (Mar 2022)
Tax Bill$2,987 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN8070-22-2-20-03

Property Details

APN / Parcel Number

Primary APN8070-22-2-20-03
Alternative APNs
  • 0807-02-2-22-003
  • R2557403

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,610 sqft Living Area
Gross Area3,477 sqft
1st Floor Area1,504 sqft
Basement Area1,490 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialFrame Hardboard
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,059 sqft (0.185 acres)
Garage TypeAttached
Garage Area483 sqft
PorchSlab
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR2557403
Street Address88 GRAYS LN
CitySEVERANCE
StateCO
Zip80550-2641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEV 2SV L3 BLK5 SUMMIT VIEW 2ND FG
Legal SubdivisionSUMMIT VIEW SUB 2ND FG
Legal Block5
Legal Lot Number3
JurisdictionWELD CO
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2049
Census Tract2208

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1530 16TH ST, 5, DENVER, CO 80202-1464
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 9, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF CO
Oct 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleMay 28, 2015 · Amount on Record
Deed Document Number20224809799
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWELD CO
Recording DateMar 14, 2022
Property Address88 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number0004809799
Instrument DateMar 11, 2022
Instrument4809799
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address88 GRAYS LN, SEVERANCE, CO 80550-2641

Mortgage

Document Number0004809800
DateMar 14, 2022
Instrument4809800
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address88 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyHOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004735296
DateJul 14, 2021
Instrument4735296
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address88 GRAYS LN, SEVERANCE, CO 80550-2641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004355698
DateNov 28, 2017
Instrument4355698
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address88 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number0004550718
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 GRAYS LN SEVERANCE CO 805502641, SEVERANCE, CO 80550-2641

Mortgage

Document Number0004550718
DateDec 16, 2019
Instrument4550718
Lender
NameBANK OF CO
TypeBank
AddressSEVERANCE, CO 80550
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 15, 2039
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address88 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number0004536131
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 7, 2019
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 GRAYS LN SEVERANCE CO 805502641, SEVERANCE, CO 80550-2641

Mortgage

Document Number0004536131
DateOct 29, 2019
Instrument4536131
Lender
NameBANK OF CO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalitySeverance Town
Unified School DistrictWindsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,960 (-2.1%) Land $5,260 Building $23,700$473,220 (-) Land $86,000 Building $387,220
2025$2,987.00 (+0.57%)$29,580 (-15.1%) Land $5,380 Building $24,200$473,220 (-8.09%) Land $86,000 Building $387,220
2024$2,970.00 (+8.83%)
2023$2,729.00$34,840 Land $5,890 Building $28,950$514,867 Land $87,000 Building $427,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVERANCE
serves 11,733 people · EPA ID CO0162707
Water SourcePurchased surface water from NORTH WELD COUNTY WD
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
Visionary Broadband
Fixed Wireless
100 / 20

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