Weld County property record for 91 Grays Ln, Severance, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 2005 |
| Lot Size | 0.175 acres (7,611 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jun 2026) |
| Tax Bill | $2,508 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8070-22-2-10-09 |
| Primary APN | 8070-22-2-10-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 2,922 sqft |
| 1st Floor Area | 1,252 sqft |
| Basement Area | 1,230 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Frame Hardboard |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,611 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2556903 |
|---|---|
| Street Address | 91 GRAYS LN |
| City | SEVERANCE |
| State | CO |
| Zip | 80550-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEV 2SV L9 BLK4 SUMMIT VIEW 2ND FG |
| Legal Subdivision | SUMMIT VIEW SUB 2ND FG |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | WELD CO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 2208 |
Source: Weld County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 GRAYS LN, SEVERANCE, CO 80550-2641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 3, 2026 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Oct 12, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2022 · Amount on Record |
| Deed Document Number | 20265105880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Jun 3, 2026 |
| Property Address | 91 GRAYS LN, SEVERANCE, CO 80550-2641 |
| Document Number | 0005105880 |
| Instrument Date | May 29, 2026 |
| Instrument | 20265105880 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,898.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 91 GRAYS LN, SEVERANCE, CO 80550-2641 |
| Document Number | 0005105881, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20265105881 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Mar 7, 2022 |
| Property Address | 91 GRAYS LN, SEVERANCE, CO 80550-2641 |
| Document Number | 0004808169 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 4808169 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 91 GRAYS LN, SEVERANCE, CO 80550-2641 |
| Document Number | 0004808170 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 4808170 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2027 |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Oct 12, 2021 |
| Property Address | 91 GRAYS LN, SEVERANCE, CO 80550-2641 |
| Document Number | 0004765158 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 4765158 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 GRAYS LN, 91, SEVERANCE, CO 80550-2641 |
| Name | Verified Name |
|---|---|
| Address | 5251 N O CONNOR BLVD # 1200, 1200, IRVING, TX 75039-3707 |
| Investor | Possibly a Property Investor |
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Severance Town |
| Unified School District | Windsor School District RE-4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,310 (-2.13%) Land $5,260 Building $19,050 | $397,343 (-) Land $86,000 Building $311,343 | |
| 2025 | $2,508.00 (+3.72%) | $24,840 (-14.49%) Land $5,380 Building $19,460 | $397,343 (-7.44%) Land $86,000 Building $311,343 |
| 2024 | $2,418.00 (+8.87%) | ||
| 2023 | $2,221.00 | $29,050 Land $5,890 Building $23,160 | $429,292 Land $87,000 Building $342,292 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707 |
|---|---|
| Water Source | Purchased surface water from NORTH WELD COUNTY WD |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LightGig Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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