86 Grays Ln, Severance (Windsor), CO 80550 Property Records

Weld County property record for 86 Grays Ln, Severance, CO 80550 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,953 sqft · built 2005
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jan 2023)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-22-2-20-02`

Property Details

APN / Parcel Number

Primary APN	`8070-22-2-20-02`
Alternative APNs	`0807-02-2-22-002` `R2557303`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,953 sqft
Upper Floors Area	100 sqft
Basement Area	672 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Type	Attached
Garage Area	703 sqft

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Balcony Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2557303
Street Address	86 GRAYS LN
City	SEVERANCE
State	CO
Zip	80550-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV 2SV L2 BLK5 SUMMIT VIEW 2ND FG
Legal Subdivision	SUMMIT VIEW SUB 2ND FG
Legal Block	5
Legal Lot Number	2
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2049
Census Tract	2208

Owner

Source: Weld County records · APN 8070-22-2-20-02

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	86 GRAYS LN, SEVERANCE, CO 80550-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Feb 25, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CANVAS CU
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit COLORADO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2023 · Amount on Record
Deed Sale	Jan 03, 2023 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	20234875056
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 03, 2023
Property Address	86 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number	0004875056
Instrument Date	Dec 30, 2022
Instrument	4875056
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 GRAYS LN, SEVERANCE, CO 80550-2641

Mortgage

Document Number	0004875057
Date	Jan 03, 2023
Instrument	4875057

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 25, 2020
Property Address	86 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number	0004569540
Instrument Date	Jan 24, 2020
Instrument	4569540
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86 GRAYS LN, SEVERANCE, CO 80550-2641

Mortgage

Document Number	0004569541
Date	Feb 25, 2020
Instrument	4569541

Lender

Name	CANVAS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	86 GRAYS LN, SEVERANCE, CO 80550-2641
Document Number	0004324567
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 GRAYS LN SEVERANCE CO 805502641, SEVERANCE, CO 80550-2641

Mortgage

Document Number	0004324567
Date	Aug 04, 2017
Instrument	4324567

Lender

Name	COLORADO CU
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 03, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,520 (-2.13%) Land $5,260 Building $22,260	$449,768 (-) Land $86,000 Building $363,768
2025	$2,840.00 (+3.42%)	$28,120 (-13.42%) Land $5,380 Building $22,740	$449,768 (-6.31%) Land $86,000 Building $363,768
2024	$2,746.00 (+8.88%)
2023	$2,522.00	$32,480 Land $5,890 Building $26,590	$480,074 Land $87,000 Building $393,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Weld County (08123C), updated June 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081230022082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 9% of Colorado
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LightGig Communications	Fiber	10,000 / 10,000
Xfinity	Fiber	2,000 / 2,000
TDS Telecom	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
Inventive Wireless of Nebraska	Fixed Wireless (licensed-by-rule)	500 / 80
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
Visionary Communications	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.

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