James City County property record for 9388 Ottoway Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,038 sqft · built 2008 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Oct 2018) |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-3 07-0-0039 |
| Primary APN | 05-3 07-0-0039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 22,564 sqft (0.518 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30178 |
|---|---|
| Street Address | 9388 OTTOWAY CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANN |
| Legal Description | L-39 S-1 STONEHOUSE GLEN |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Lot Number | 39 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records · APN 05-3 07-0-0039
Assessment roll updated October 14, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9388 OTTOWAY CT, TOANO, VA 23168-9368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CREDIT UNION INC |
| Oct 01, 2018 | Warranty Deed, Transfer · Conventional with PMI VIRGINIA CU |
| Jun 29, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2018 · Amount on Record |
| Deed Sale | Oct 01, 2018 · Amount on Record |
| Prior Sale | Jun 02, 2008 · Amount on Record |
| Deed Document Number | 201815625 |
| Prior Transfer Date | Jun 21, 2018 |
| Prior Transfer Doc | 0000011042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9388 OTTOWAY CT, TOANO, VA 23168-9368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0210005926 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 210005926 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Oct 01, 2018 |
| Property Address | 9388 OTTOWAY CT, TOANO, VA 23168-9368 |
| Document Number | 0000015625 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 15625 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9388 OTTOWAY CT TOANO VA 231689368, TOANO, VA 23168-9368 |
| Document Number | 15626 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 15626 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 29, 2018 |
| Property Address | 9388 OTTOWAY CT, TOANO, VA 23168-9368 |
| Document Number | 0000011042 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 11042 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3241 BUCKINGHAM DR TOANO VA 231689455, TOANO, VA 23168-9455 |
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,260.00 (+6.42%) | $513,300 (+25.01%) Land $84,800 Building $428,500 | $513,300 (+25.01%) Land $84,800 Building $428,500 |
| 2024 | $4,003.00 (+17.49%) | ||
| 2023 | $3,407.00 | $410,600 Land $75,700 Building $334,900 | $410,600 Land $75,700 Building $334,900 |
| 2022 | $3,407.00 (+9.62%) | ||
| 2019 | $3,108.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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