Monroe County property record for 937 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,573 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $399,000 (Jul 2024) |
| Tax Bill | $6,860 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-265-042-000 |
| Primary APN | 07-26-265-042-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| 1st Floor Area | 1,573 sqft |
| Basement Area | 1,573 sqft |
| Unfinished Basement | 1,573 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 552 sqft |
| Cooling System | Central |
|---|
| Street Address | 937 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 42 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Apr 9, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Nov 18, 2019 | Trustee's Deed, Construction Loan · Line of Credit BUSEY BK |
| Aug 28, 2019 | Warranty Deed, Transfer FIRST AMERICAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 2024433950 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0000443892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 11, 2026 |
| Property Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000443892 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026443892 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 26, 2020 |
| Property Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000410484 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 410484 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000410485 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 410485 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 9, 2020 |
| Property Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000407224 |
| Instrument Date | Mar 22, 2020 |
| Instrument | 407224 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000407225 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 407225 |
| Name | DELMAR FINANCIAL CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 18, 2019 |
| Property Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 404811 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 4, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
| Document Number | 0000404811 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 404811 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | GLEN CARBON, IL 62034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 28, 2019 |
| Property Address | 937 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000403262 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 403262 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $62.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,860.00 (+6.34%) | $122,980 (+35.17%) Land $16,460 Building $106,520 | $368,940 (+35.17%) Land $49,380 Building $319,560 |
| 2024 | $6,451.00 | ||
| 2022 | Additional exemption filed | $90,980 Land $15,200 Building $75,780 | $272,940 Land $45,600 Building $227,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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