Monroe County property record for 933 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,573 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $7,554 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-265-041-000 |
| Primary APN | 07-26-265-041-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| 1st Floor Area | 1,573 sqft |
| Basement Area | 1,573 sqft |
| Unfinished Basement | 1,573 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 552 sqft |
| Cooling System | Central |
|---|
| Street Address | 933 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 41 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK |
| Oct 26, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jun 5, 2020 | Deed of Trust, Construction Loan · Line of Credit BANK OF BELLEVILLE |
| Apr 17, 2020 | Warranty Deed, Transfer FIRST AMERICAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 2023428195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 13, 2023 |
| Property Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000428195 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 428195 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Name | Verified Name |
|---|---|
| Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000428197 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 428197 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 10, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 26, 2020 |
| Property Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000411976 |
| Map Reference | DOC 310655 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 411976 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 WILLIAMSBURG LN, 136, WATERLOO, IL 62298-2000 |
| Name | Verified Name |
|---|---|
| Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000411977 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 411977 |
| Name | GUARANTEED RATE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 5, 2020 |
| Property Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000408467 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 408467 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 WILLIAMSBURG LN WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000408467 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 408467 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 4, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 17, 2020 |
| Property Address | 933 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000407390 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 407390 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $62.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,554.00 (+10.76%) Homeowner's exemption | $129,560 (+35.01%) Land $16,460 Building $113,100 | $388,680 (+35.01%) Land $49,380 Building $339,300 |
| 2024 | $6,820.00 | ||
| 2022 | $95,960 Land $15,200 Building $80,760 | $287,880 Land $45,600 Building $242,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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