Monroe County property record for 928 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,835 sqft · built 2020 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Sep 2023) |
| Tax Bill | $7,378 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-267-006-000 |
| Primary APN | 07-26-267-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,835 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 757 sqft |
| Cooling System | Central |
|---|
| Street Address | 928 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 6 CREEKSIDE ESTATES-SECOND ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 20, 2019 | Trustee's Deed, Construction Loan · Line of Credit FCB BK |
| Nov 30, 2017 | Warranty Deed, Transfer · Line of Credit FCB BK |
| Mar 31, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWN & COUNTRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Mar 31, 2020 · Amount on Record |
| Deed Document Number | 2023430449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 8, 2023 |
| Property Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Document Number | 0000430449 |
| Map Reference | DOC 383852 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 430449 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Document Number | 0000430450 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 430450 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 20, 2019 |
| Property Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 402065 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 28, 2019 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 S MAIN ST #E COLUMBIA IL 622362499, E, COLUMBIA, IL 62236-2499 |
| Document Number | 0000402065 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 402065 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 30, 2017 |
| Property Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Document Number | 0000393191 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 393191 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | MON CLAIR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 S MAIN ST COLUMBIA IL 622362499, COLUMBIA, IL 62236-2499 |
| Document Number | 393192 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 393192 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 29, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 31, 2020 |
| Property Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Document Number | 0000407020 |
| Map Reference | DOC 383853 |
| Instrument Date | Mar 22, 2002 |
| Instrument | 407020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 928 CREEKSIDE DR, WATERLOO, IL 62298-0079 |
| Document Number | 0000407021 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 407021 |
| Name | TOWN & COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,378.00 (+0.64%) Homeowner's exemption | $126,670 (+23.68%) Land $17,150 Building $109,520 | $380,010 (+23.68%) Land $51,450 Building $328,560 |
| 2024 | $7,331.00 | ||
| 2022 | $102,420 (+5.06%) Land $15,620 Building $86,800 | $307,260 (+5.06%) Land $46,860 Building $260,400 | |
| 2021 | $97,490 Land $13,180 Building $84,310 | $292,470 Land $39,540 Building $252,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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