940 Creekside Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 940 Creekside Dr, Waterloo, IL 62298

Property Summary

Property TypeResidential Vacant Land
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$49,000 (Apr 2023)
Tax Bill$1,008 (2024)
Deeds & MortgagesMar 2026 Transfer
Apr 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-26-265-038-000

Property Details

APN / Parcel Number

Primary APN07-26-265-038-000

Exterior

Lot Area16,988 sqft (0.39 acres)

Location & Zoning

Street Address940 CREEKSIDE DR
CityWATERLOO
StateIL
Zip62298-0079
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeWR3
Legal DescriptionLOT 38 CREEKSIDE ESTATES
Legal Range10W
Legal Township02S
Legal Section26
Legal SubdivisionCREEKSIDE ESTATES
Legal Lot Number38
JurisdictionMONROE IL
Township / Civil Division17
Census Block Group3
Census Block3028
Census Tract600402

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1550 SHADOW LN, SAINT CHARLES, MO 63303-5024
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 24, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 23, 2020Warranty Deed, Transfer · Conventional Mortgage
PROVIDENCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleJun 23, 2020 · Amount on Record
Deed Document Number2023428706
Last Transfer DateMar 24, 2026
Transfer Doc0000441824
Record UpdatedSep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateMar 25, 2026
Property Address940 CREEKSIDE DR, WATERLOO, IL 62298-0079
Document Number0000441824
Instrument DateMar 20, 2026
Instrument441824
Transaction TypeTransfer
Record UpdatedApr 8, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 CREEKSIDE DR, WATERLOO, IL 62298-0079

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateApr 24, 2023
Property Address940 CREEKSIDE DR, WATERLOO, IL 62298-0079
Document Number0000428706
Instrument DateApr 21, 2023
Instrument428706
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$73.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6214 OLD BAUM CHURCH RD, WATERLOO, IL 62298-6350

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1550 SHADOW LN, SAINT CHARLES, MO 63303-5024

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 23, 2020
Property Address940 CREEKSIDE DR, WATERLOO, IL 62298-0079
Document Number0000408891
Instrument DateJun 12, 2020
Instrument408891
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address401 N LINDBERGH BLVD, 401, SAINT LOUIS, MO 63141-7839

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9420 GILMORE LAKE RD, COLUMBIA, IL 62236-3410

Mortgage

Document Number0000408892
DateJun 23, 2020
Instrument408892
Lender
NamePROVIDENCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148,490 (+771.16%) Land $17,550 Building $130,940$445,470 (+771.16%) Land $52,650 Building $392,820
2024$1,008.00$17,045 (+7.47%) Land $17,045$51,135 (+7.47%) Land $51,135
2022$15,860 Land $15,860$47,580 Land $47,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Creekside Dr

Nearby Streets

Search Property Records by Address or Parcel Number