Chesapeake City property record for 937 Bells Mill Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 2004 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (Sep 2021) |
| Tax Bill | $3,404 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Jan 2008 Second Mortgage + 4 more |
| APN | 0471000000880 |
| Primary APN | 0471000000880 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 798 sqft |
| Upper Floors Area | 798 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,574 sqft (0.105 acres) |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 798 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 937 BELLS MILL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | PIECE BELLS MILL |
| Legal Subdivision | BELLS MILL MISC MAPS 046, 047 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21005 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK |
| Jan 15, 2008 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 19, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 17, 2021 | Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Sep 7, 2021 | Correction Deed |
| Aug 15, 2019 | Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Aug 15, 2019 · Amount on Record |
| Deed Document Number | 202142423 |
| Deed Book / Page | 10446 / 1028 |
| Prior Transfer Date | Sep 2, 2021 |
| Prior Transfer Doc | 10439/1494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010206/627 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 10206/627 |
| Instrument | 200029578 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007337/353 |
|---|---|
| Date | Jan 15, 2008 |
| Book Page | 7337/353 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006880/498 |
|---|---|
| Date | Dec 19, 2006 |
| Book Page | 6880/498 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 1, 2011 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 17, 2021 |
| Property Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Document Number | 10446/1028 |
| Book / Page | 10446 / 1028 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 210042423 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Document Number | 210042424 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 210042424 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 7, 2021 |
| Property Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Document Number | 10439/1494 |
| Book / Page | 10439 / 1494 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 210040579 |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 15, 2019 |
| Property Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Document Number | 10044/1088 |
| Book / Page | 10044 / 1088 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 190021305 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 937 BELLS MILL RD, CHESAPEAKE, VA 23322-7017 |
| Document Number | 190021306 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 190021306 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,900 (+8.28%) Land $175,000 Building $189,900 | $364,900 (+8.28%) Land $175,000 Building $189,900 | |
| 2025 | $3,404.00 (+43.93%) | $337,000 (+10.2%) Land $155,000 Building $182,000 | $337,000 (+10.2%) Land $155,000 Building $182,000 |
| 2023 | $305,800 (+13.89%) Land $135,000 Building $170,800 | $305,800 (+13.89%) Land $135,000 Building $170,800 | |
| 2022 | $268,500 Land $120,000 Building $148,500 | $268,500 Land $120,000 Building $148,500 | |
| 2019 | $2,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 253 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 253 in force |
| Nearby Flood Claims | 63 (1978–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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