Chesapeake City property record for 944 Bells Mill Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,330 sqft · built 1930 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,000 (Dec 2020) |
| Tax Bill | $2,983 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Sale & Mortgage |
| APN | 0471000000790 |
| Primary APN | 0471000000790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 403 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 368 sqft |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 944 BELLS MILL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | E SIDE DEEP CREEK ROAD BELLS MILL |
| Legal Subdivision | BELLS MILL MISC MAPS 046, 047 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21005 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 944 BELLS MILL RD, CHESAPEAKE, VA 23322-7071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORPORATION |
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Document Number | 202045211 |
| Deed Book / Page | 10266 / 1311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 944 BELLS MILL RD, CHESAPEAKE, VA 23322-7071 |
| Document Number | 0000010846 |
| Book / Page | 10973 / 207 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 202610846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 944 BELLS MILL RD, CHESAPEAKE, VA 23322-7071 |
| Document Number | 0000010846, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 10973/207 |
| Instrument | 202610846 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 2, 2020 |
| Property Address | 944 BELLS MILL RD, CHESAPEAKE, VA 23322-7071 |
| Document Number | 10266/1311 |
| Book / Page | 10266 / 1311 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 200045211 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 944 BELLS MILL RD, CHESAPEAKE, VA 23322-7071 |
| Document Number | 200045212 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 200045212 |
| Name | TOWNE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,800 (+7.62%) Land $180,000 Building $137,800 | $317,800 (+7.62%) Land $180,000 Building $137,800 | |
| 2025 | $2,983.00 (+5.48%) | $295,300 (+10.72%) Land $160,000 Building $135,300 | $295,300 (+10.72%) Land $160,000 Building $135,300 |
| 2024 | $2,828.00 (+39.24%) | ||
| 2023 | $266,700 (+13.78%) Land $140,000 Building $126,700 | $266,700 (+13.78%) Land $140,000 Building $126,700 | |
| 2022 | $234,400 Land $125,000 Building $109,400 | $234,400 Land $125,000 Building $109,400 | |
| 2019 | $2,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 253 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 253 in force |
| Nearby Flood Claims | 63 (1978–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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