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935 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 935 Bells Mill Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 776 sqft · built 1992
Lot Size0.107 acres (4,661 sqft)
OwnerIndividual Name on File
Last Sale$116,000 (Apr 2020)
Tax Bill$2,445 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2023 Transfer
+ 1 more
APN0471000000851

Property Details

APN / Parcel Number

Primary APN0471000000851

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area776 sqft Living Area
1st Floor Area776 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Deck Area776 sqft
Patio Area370 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address935 BELLS MILL RD
CityCHESAPEAKE
StateVA
Zip23322-7017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal DescriptionBELLS MILLPIECE .107AC
Legal SubdivisionBELLS MILL MISC MAPS 046, 047
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2002
Census Tract21005

Owner

935 Bells Mill Rd is owned and occupied by an individual who acquired it in January 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address935 BELLS MILL RD, CHESAPEAKE, VA 23322-7017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Feb 2, 2023Intrafamily Transfer, Transfer
Apr 24, 2020Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2020 · Amount on File
Deed SaleApr 24, 2020 · Amount on File
Prior SaleJul 5, 2011 · Amount on File
Deed Document Number202012650
Deed Book / Page10141 / 186
Last Transfer DateJan 31, 2023
Transfer Doc0000002210
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address935 BELLS MILL RD, CHESAPEAKE, VA 23322-7017
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10702/1678
DateOct 23, 2023
Book Page10702/1678
Instrument230022104
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueOct 1, 2063
Interest
Rate TypeAdjustable Rate
Rate9.75%

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 2, 2023
Property Address935 BELLS MILL RD, CHESAPEAKE, VA 23322-7017
Document Number10635/1579
Book / Page10635 / 1579
Instrument DateJan 31, 2023
Instrument230002210
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 BELLS MILL RD, CHESAPEAKE, VA 23322-7017

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 24, 2020
Property Address935 BELLS MILL RD, CHESAPEAKE, VA 23322-7017
Document Number010141/186
Book / Page10141 / 186
Instrument DateApr 23, 2020
Instrument200012650
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 BELLS MILL RD, CHESAPEAKE, VA 23322-7017

Mortgage

Document Number0200012651
DateApr 24, 2020
Instrument200012651
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 935 Bells Mill Rd was $2,445, up 5.8% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,800 (+9.79%) Land $175,000 Building $90,800$265,800 (+9.79%) Land $175,000 Building $90,800
2025$2,445.00 (+5.75%)$242,100 Land $155,000 Building $87,100$242,100 Land $155,000 Building $87,100
2024$2,312.00
2023$214,900 (+13.46%) Land $135,000 Building $79,900$214,900 (+13.46%) Land $135,000 Building $79,900
2022$189,400 Land $120,000 Building $69,400$189,400 Land $120,000 Building $69,400
2019$1,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 935 Bells Mill Rd; there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 253 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies253 in force
Nearby Flood Claims63 (1978–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 935 Bells Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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