930 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 930 Bells Mill Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1992
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2021)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Jul 2015 Mortgage + 7 more
APN	`0471000000910`

Property Details

APN / Parcel Number

Primary APN	`0471000000910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	264 sqft
Patio Area	852 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	930 BELLS MILL RD
City	CHESAPEAKE
State	VA
Zip	23322-7178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	BELLS MILL PIECE
Legal Subdivision	BELLS MILL MISC MAPS 046, 047
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	21005

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 28, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 2, 2007	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Sep 26, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 19, 2011	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORPO
Jun 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 9, 2021	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TIDEWATER MORTGAGE SERVICES INC
Mar 30, 2020	Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	202136054
Deed Book / Page	10422 / 1668
Record Updated	Oct 29, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009634/366
Date	Apr 20, 2016
Book Page	9634/366
Instrument	160009802

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Aug 1, 2044

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009540/738
Date	Jul 28, 2015
Book Page	9540/738

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2044

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007233/812
Date	Oct 2, 2007
Book Page	7233/812

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2010

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09700/1801
Date	Sep 26, 2016
Book Page	9700/1801
Instrument	160026593

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2044

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008564/579
Date	Dec 19, 2011
Book Page	8564/579

Lender

Name	AMERIGROUP MORTGAGE CORPO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2015

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007529/161
Date	Jun 25, 2008
Book Page	7529/161

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 9, 2021
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Document Number	10422/1668
Book / Page	10422 / 1668
Instrument Date	Aug 2, 2021
Instrument	210036054
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178

Mortgage

Document Number	210036055
Date	Aug 9, 2021
Instrument	210036055

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10130/452
Date	Mar 30, 2020
Book Page	10130/452
Instrument	200009758

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 30, 2020
Property Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Document Number	10130/434
Book / Page	10130 / 434
Instrument Date	Mar 27, 2020
Instrument	200009756
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 BELLS MILL RD, CHESAPEAKE, VA 23322-7178
Investor	Possibly a Property Investor

Mortgage

Document Number	200009757
Date	Mar 30, 2020
Instrument	200009757

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	010130/452
Date	Mar 30, 2020
Book Page	10130/452
Instrument	200009758

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,000 (+8.61%) Land $180,000 Building $167,000	$347,000 (+8.61%) Land $180,000 Building $167,000
2025	$3,227.00 (+46.15%)	$319,500 (+10.48%) Land $160,000 Building $159,500	$319,500 (+10.48%) Land $160,000 Building $159,500
2023		$289,200 (+13.23%) Land $140,000 Building $149,200	$289,200 (+13.23%) Land $140,000 Building $149,200
2022		$255,400 Land $125,000 Building $130,400	$255,400 Land $125,000 Building $130,400
2019	$2,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 253 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 in force
Nearby Flood Claims	63 (1978–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20