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936 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 936 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Lot Size8,276 sqft (0.189 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$165,900 (2019)
Tax Bill$2,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-02-398.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address936 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4049
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 398
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number398
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-398.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE AFFINITY LLC
May 23, 2019Trustee's Deed, Construction Loan · Line of Credit
HERITAGE BK
Apr 26, 2019Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Dec 06, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 04, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2019 · Amount on Record
Deed SaleOct 04, 2019 · Amount on Record
Prior SaleApr 26, 2019 · Amount on Record
Deed Doc Number0000676998
Deed Book / Page6769 / 98
Record RefreshedJun 08, 2026

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 04, 2019
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000068
Book / Page0C6769 / 000098
Instrument DateSep 20, 2019
Instrument68
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address936 SHADOWRIDGE DR ELSMERE KY 410184049, ELSMERE, KY 41018-4049

Mortgage

Document Number70
DateOct 04, 2019
Book Page0C6769/000105
Instrument70
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateMay 23, 2019
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Book / Page0C6665 / 000298
Instrument DateMay 10, 2019
Instrument305
Transaction TypeConstruction Loan
Record UpdatedJun 07, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6434 CROFTON CT BURLINGTON KY 410057965, BURLINGTON, KY 41005-7965

Mortgage

Document Number0000000305
DateMay 23, 2019
Book Page0C6665/000298
Instrument305
Lender
NameHERITAGE BK
TypeBank
AddressUNION, KY 41097
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 22, 2020
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 26, 2019
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000012
Book / Page0C6647 / 000185
Instrument DateApr 26, 2019
Instrument12
Transaction TypeTransfer
Record UpdatedMay 08, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 06, 2017
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 04, 2017
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000113
Book / Page0C6306 / 000294
Instrument DateNov 24, 2017
Instrument113
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000165
Book / Page0C6302 / 000297
Instrument DateNov 24, 2017
Instrument165
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address936 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000167
Book / Page0I4034 / 000309
Instrument DateNov 24, 2017
Instrument167
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,737.00 (+1.33%)$180,200 (-) Land $25,000 Building $155,200$180,200 (-) Land $25,000 Building $155,200
2023$2,701.00$180,200 Land $25,000 Building $155,200$180,200 Land $25,000 Building $155,200

Flood & Wildfire

936 Shadowridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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