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935 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 935 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Lot Size6,534 sqft (0.15 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$250,000 (2022)
Tax Bill$3,797.00 (2025)

Owner

Source: Kenton County records · APN 016-10-02-395.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Aug 20, 2020Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE
Jan 28, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
HERITAGE BK
Sep 26, 2019Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 04, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 06, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleAug 20, 2020 · Amount on Record
Deed Doc Number0000178400
Deed Book / Page178 / 400
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 21, 2022
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0005900018
Book / Page178 / 400
Map ReferenceSL 2124
Instrument DateJul 15, 2022
Instrument22072105900018
Transaction TypeTransfer
Record UpdatedAug 04, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1425 URLAGE DR, 1425, BURLINGTON, KY 41005-6507

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050

Mortgage

Document Number0005900019
DateJul 21, 2022
Book Page390/781
Instrument22072105900019
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 20, 2020
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000180
Book / Page000038 / 000333
Instrument DateAug 14, 2020
Instrument180
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 21, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address93 SHADOWRIDGE DR ELSMERE KY 41018, ELSMERE, KY 41018

Mortgage

Document Number181
DateAug 20, 2020
Book Page000M85/000842
Instrument181
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJan 28, 2020
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000207
Book / Page0000M7 / 000151
Instrument DateJan 10, 2020
Instrument207
Transaction TypeConstruction Loan
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6434 CROFTON CT BURLINGTON KY 410057965, BURLINGTON, KY 41005-7965

Mortgage

Document Number0000000207
DateJan 28, 2020
Book Page0000M7/000151
Instrument207
Lender
NameHERITAGE BK
TypeBank
AddressUNION, KY 41091
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 27, 2021
Interest
Rate TypeAdjustable Rate

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 26, 2019
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000249
Book / Page0C6762 / 000217
Instrument DateSep 24, 2019
Instrument249
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000167
Book / Page0I4034 / 000309
Instrument DateNov 24, 2017
Instrument167
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000165
Book / Page0C6302 / 000297
Instrument DateNov 24, 2017
Instrument165
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 04, 2017
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000113
Book / Page0C6306 / 000294
Instrument DateNov 24, 2017
Instrument113
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 06, 2017
Property Address935 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,797.00 (+1.33%)$250,000 (-) Land $25,000 Building $225,000$250,000 (-) Land $25,000 Building $225,000
2023$3,747.00$250,000 Land $25,000 Building $225,000$250,000 Land $25,000 Building $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN016-10-02-395.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area6,534 sqft (0.15 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address935 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 395
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number395
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3019
Census Tract65600

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