931 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 931 Shadowridge Dr, Elsmere, KY 41018 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Lot Size11,326 sqft (0.26 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$285,000 (2026)
Tax Bill$3,265.00 (2025)

Property Details

APN / Parcel Number

Primary APN016-10-02-396.00

Interior

Bedrooms3 Beds
Full Baths2 Baths

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Lot Area11,326 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address931 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 396
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number396
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-02-396.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Fiduciary Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE
Jun 02, 2022Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 16, 2020Grant Deed, Transfer
NOT AVAILABLE
Dec 06, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 04, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleJun 02, 2022 · Amount on Record
Deed Doc Number20268359
Deed Book / Page419 / 773
Record RefreshedSep 20, 2026

April 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionKENTON KY
Recording DateApr 29, 2026
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000008359
Book / Page419 / 773
Instrument DateMar 19, 2026
Instrument20268359
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$28,785.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050

Mortgage

Document Number0000008360,
DateApr 29, 2026
Book Page419/779
Instrument202604298360
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000008361,
DateApr 29, 2026
Book Page419/800
Instrument202604298361
Lender
NameKENTUCKY HOUSING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term15 Months
DueApr 01, 2041
Interest
Rate6.22%
Max Rate-1%

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 02, 2022
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0005900230
Book / Page168 / 967
Map ReferenceSL 2124
Instrument DateMay 16, 2022
Instrument22060205900230
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 05, 2024
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050

Mortgage

Document Number0005900231
DateJun 02, 2022
Book Page375/826
Instrument22060205900231
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 16, 2020
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000091
Book / Page00KC61 / 000100
Instrument DateDec 15, 2020
Instrument91
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 06, 2017
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 04, 2017
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000113
Book / Page0C6306 / 000294
Instrument DateNov 24, 2017
Instrument113
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000165
Book / Page0C6302 / 000297
Instrument DateNov 24, 2017
Instrument165
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address931 SHADOWRIDGE DR, ELSMERE, KY 41018-4050
Document Number0000000167
Book / Page0I4034 / 000309
Instrument DateNov 24, 2017
Instrument167
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,265.00 (+1.33%)$215,000 (-) Land $25,000 Building $190,000$215,000 (-) Land $25,000 Building $190,000
2023$3,222.00$215,000 Land $25,000 Building $190,000$215,000 Land $25,000 Building $190,000

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