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932 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 932 Shadowridge Dr, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2022
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (May 2022)
Tax Bill$3,265 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Dec 2020 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN016-10-02-397.00

Property Details

APN / Parcel Number

Primary APN016-10-02-397.00

Interior

Bedrooms3 Beds
Full Baths2 Baths

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area8,712 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address932 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 15 LOT 397
Legal SubdivisionRIPPLE CREEK II
Legal Phase15
Legal Lot Number397
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3019
Census Tract65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 16, 2020Grant Deed, Transfer
NOT AVAILABLE
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 4, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 6, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Nov 28, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Document Number2022052521
Deed Book / Page167 / 54
Prior Transfer DateNov 24, 2017
Prior Transfer Doc0000000202
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 25, 2022
Property Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0005900021
Book / Page167 / 54
Map ReferenceSL 2124
Instrument DateMay 18, 2022
Instrument22052505900021
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanyAMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6434 CROFTON CT, BURLINGTON, KY 41005-7965

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049

Mortgage

Document Number0005900022
DateMay 25, 2022
Instrument22052505900022
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 16, 2020
Property Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000092
Book / Page00KC61 / 000105
Instrument DateDec 15, 2020
Instrument92
Transaction TypeTransfer
Record UpdatedMay 4, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address403 LONGMEADOW LN FORT MITCHELL KY 410174203, FORT MITCHELL, KY 41017-4203

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000165
Book / Page0C6302 / 000297
Instrument DateNov 24, 2017
Instrument165
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 4, 2017
Property Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000113
Book / Page0C6306 / 000294
Instrument DateNov 24, 2017
Instrument113
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 6, 2017
Property Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000202
Book / Page0I4039 / 000033
Instrument DateNov 24, 2017
Instrument202
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$121.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 28, 2017
Property Address932 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number0000000167
Book / Page0I4034 / 000309
Instrument DateNov 24, 2017
Instrument167
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,000 (-) Land $25,000 Building $190,000$215,000 (-) Land $25,000 Building $190,000
2025$3,265.00 (+1.33%)$215,000 (-) Land $25,000 Building $190,000$215,000 (-) Land $25,000 Building $190,000
2023$3,222.00$215,000 Land $25,000 Building $190,000$215,000 Land $25,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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