9351 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9351 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,668 sqft · built 2005
Lot Size	0.05 acres (2,159 sqft)
Owner	Individual Name on File
Last Sale	$416,640 (Dec 2005)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-240783`

Property Details

APN / Parcel Number

Primary APN	`07-240783`
Alternative APN	`240783`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,159 sqft (0.05 acres)
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240783
Street Address	9351 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12111 2,159 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA PUD SEC M-11
Legal Lot Number	12111
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3012
Census Tract	752202

Owner

9351 Penrose St, a townhouse, is owned by an individual who acquired it in March 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	9221 SHAFERS MILL DR, FREDERICK, MD 21704-7330
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2005 · Amount on File
Deed Sale	Dec 28, 2005 · Amount on File
Deed Document Number	200559931
Deed Book / Page	5770 / 426
Last Transfer Date	Mar 1, 2021
Transfer Doc	0149110444
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2021
Property Address	9351 PENROSE ST, FREDERICK, MD 21704-7340
Document Number	0149110444
Book / Page	14911 / 444
Map Reference	MB 76 PG 185
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9351 PENROSE ST, FREDERICK, MD 21704-7340

Mortgage

Document Number	14911449
Date	May 20, 2021
Instrument	14911/449

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 9351 Penrose St was $6,574, up 7.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,400 (+9.6%)	$545,300 (-) Land $170,000 Building $375,300
2025	$6,574.00 (+7.77%)	$457,500	$545,300 Land $170,000 Building $375,300
2024	$6,100.00 (+5.88%)
2023	$5,761.00	$399,200	$413,600 Land $135,000 Building $278,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9351 Penrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9351 Penrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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