9347 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9347 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,652 sqft · built 2005
Lot Size	0.074 acres (3,240 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2021)
Tax Bill	$7,159 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-240767`

Property Details

APN / Parcel Number

Primary APN	`07-240767`
Alternative APN	`240767`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,652 sqft Living Area
1st Floor Area	892 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,240 sqft (0.074 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240767
Street Address	9347 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12109 3,240 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA URBANA
Legal Lot Number	12109
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3012
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9347 PENROSE ST, FREDERICK, MD 21704-7340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK
Sep 17, 2021	Deed, Transfer · Conventional Mortgage FEDERATED MORTGAGE CORP
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Oct 5, 2005 · Amount on Record
Deed Book / Page	15295 / 1
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9347 PENROSE ST, FREDERICK, MD 21704-7340
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9347 PENROSE ST, FREDERICK, MD 21704-7340

Mortgage

Document Number	0143900454
Date	Dec 23, 2020
Book Page	14390/454

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 17, 2021
Property Address	9347 PENROSE ST, FREDERICK, MD 21704-7340
Document Number	0152950001
Book / Page	15295 / 1
Map Reference	MB 76 PG 185
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9347 PENROSE ST, FREDERICK, MD 21704-7340

Mortgage

Document Number	152959
Date	Sep 17, 2021
Instrument	15295/9

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9347 PENROSE ST, FREDERICK, MD 21704-7340
Document Number	0133390404
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9347 PENROSE ST FREDERICK MD 217047340, FREDERICK, MD 21704-7340

Mortgage

Document Number	0133390404
Date	Nov 14, 2019
Book Page	013339/000404

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2034

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,333 (+25.39%)	$591,300 (+27.88%) Land $170,000 Building $421,300
2025	$7,159.00 (+15.34%)
2023	$6,207.00	$437,300	$462,400 Land $135,000 Building $327,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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