9348 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9348 Penrose St, Frederick, MD 21704 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 2,540 sqft · built 2005
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Mar 2022)
Tax Bill	$6,568 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-240643`

Property Details

APN / Parcel Number

Primary APN	`07-240643`
Alternative APN	`240643`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	880 sqft
Basement Area	780 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240643
Street Address	9348 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7339
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 12058 2,200 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	12058
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records · APN 07-240643

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9348 PENROSE ST, FREDERICK, MD 21704-7339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Book / Page	15795 / 421
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 16, 2022
Property Address	9348 PENROSE ST, FREDERICK, MD 21704-7339
Document Number	0157950421
Book / Page	15795 / 421
Map Reference	MB 76 PG 185
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ICON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9348 PENROSE ST, FREDERICK, MD 21704-7339

Mortgage

Document Number	0015795429
Date	Mar 16, 2022
Instrument	15795/429

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,500 (+7.11%)	$522,000 (-) Land $170,000 Building $352,000
2025	$6,568.00 (+5.39%)	$457,000 (+15.99%)	$522,000 (+22.97%) Land $170,000 Building $352,000
2024	$6,232.00 (+9.33%)
2023	$5,700.00	$394,000	$424,500 Land $135,000 Building $289,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 709 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.