9355 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9355 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 2,664 sqft · built 2005
Lot Size	0.072 acres (3,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Aug 2010)
Tax Bill	$6,883 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-240805`

Property Details

APN / Parcel Number

Primary APN	`07-240805`
Alternative APN	`240805`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,154 sqft (0.072 acres)
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240805
Street Address	9355 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12113 3,154 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SECS M11 M13
Legal Lot Number	12113
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3012
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9355 PENROSE ST, FREDERICK, MD 21704-7340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2010 · Amount on Record
Deed Sale	Aug 11, 2010 · Amount on Record
Prior Sale	Jul 19, 2010 · Amount on Record
Deed Document Number	20103971
Deed Book / Page	7942 / 144
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9355 PENROSE ST, FREDERICK, MD 21704-7340
Document Number	0118720106
Instrument Date	Jun 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9355 PENROSE ST FREDERICK MD 217047340, FREDERICK, MD 21704-7340

Mortgage

Document Number	0118720106
Date	Jun 15, 2017
Book Page	011872/000106

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,833 (+25.38%)	$602,600 (+27.86%) Land $170,000 Building $432,600
2025	$6,883.00 (+11.18%)
2023	$6,191.00 Homeowner's exemption	$445,700	$471,300 Land $135,000 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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