Santa Rosa County property record for 9348 Bone Bluff Dr, Navarre, FL 32566 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 4,274 sqft Living Area |
| Lot Size | 89,995 sqft (2.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $670,000 (2005) |
| Tax Bill | $4,951.00 (2024) |
| Primary APN | 11-2S-26-5689-00700-0440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,274 sqft Living Area |
| Gross Area | 5,478 sqft Gross Area |
| 1st Floor | 1,736 sqft 1st Floor |
| Upper Floors | 1,346 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Concrete Roof |
| Lot Area | 89,995 sqft (2.06 acres) |
| Depth X Width | 900 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 704 sqft Garage |
| Patio Area | 72 sqft Patio |
| Porch Area | 428 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 9348 BONE BLUFF DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2540 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 44 BLK 7 WHISPERING PINES ESTATES AS DES IN OR 2470 PG 533 & AS DES IN OR 4473 PG 1815 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 11 |
| Legal Subdivision | WHISPERING PINES/REV |
| Legal Block | 7 |
| Legal Lot Number | 44 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | HOLLEY-NAVARRE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0440
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9348 BONE BLUFF DR, NAVARRE, FL 32566-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2024 | Intrafamily Transfer, Transfer |
| May 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2005 · Amount on Record |
| Deed Sale | Jul 01, 2005 · Amount on Record |
| Deed Doc Number | 200543234 |
| Deed Book / Page | 2470 / 533 |
| Last Transfer Date | Feb 08, 2024 |
| Transfer Doc | 0044731815 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 13, 2024 |
| Property Address | 9348 BONE BLUFF DR, NAVARRE, FL 32566-2540 |
| Document Number | 0044731815 |
| Book / Page | 4473 / 1815 |
| Instrument Date | Feb 08, 2024 |
| Instrument | 202406276 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9348 BONE BLUFF DR, NAVARRE, FL 32566-2540 |
| Name | Verified Name |
|---|---|
| Address | 9348 BONE BLUFF DR, NAVARRE, FL 32566-2540 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9348 BONE BLUFF DR, NAVARRE, FL 32566-2540 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9348 BONE BLUFF DR, NAVARRE, FL 32566-2540 |
| Document Number | 0043941380 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 4394/1380 |
| Instrument | 202321024 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2033 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $455,062 (+2.9%) | $649,744 (+8.6%) Land $115,000 Building $534,744 | |
| 2024 | $4,951.00 (+2.02%) Homeowner's exemption | $442,237 (+3%) | $598,289 (+2.68%) Land $90,000 Building $508,289 |
| 2023 | $4,853.00 (+2.51%) Homeowner's exemption | $429,356 (+3%) | $582,664 (+3.05%) Land $90,000 Building $492,664 |
| 2022 | $4,734.00 Homeowner's exemption | $416,850 | $565,439 Land $90,000 Building $475,439 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 435 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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