9346 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9346 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft
Lot Size	0.943 acres (41,077 sqft)
Owner	Individual Name on Record
Last Sale	$29,000 (Jul 2022)
Tax Bill	$767 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Dec 2025 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-469-0052-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-469-0052-000`

Interior

Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Lot Area	41,077 sqft (0.943 acres)
Lot Dimensions	415 ft deep x 98.9 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9346 FIELD RD
City	CLAY
State	MI
Zip	48001-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 415.50 FT OF LOT 767 EXC E 15 FT & EXC W 45.1 FT SUP ROY T GILBERTS PLAT NO 8 SEC 3 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	03
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #8
Legal Lot Number	767
Legal Unit	767
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9344 FIELD RD, CLAY, MI 48001-4405
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Construction Mortgage THE DART BANK
Dec 9, 2025	Intrafamily Transfer, Transfer
Jul 28, 2022	Warranty Deed, Transfer
Dec 7, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	202217937
Deed Book / Page	5546 / 650
Last Transfer Date	Nov 21, 2025
Transfer Doc	0005878448
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9344 FIELD RD, CLAY, MI 48001-4405

Mortgage

Document Number	0005886854
Date	Jan 8, 2026
Book Page	5886/854
Instrument	2026000427

Lender

Name	THE DART BANK
Type	Bank
Address	500 N HOMER ST, LANSING, MI 48912

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2057

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 9, 2025
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Document Number	0005878448
Book / Page	5878 / 448
Map Reference	LB 49 PG 6 & 7
Instrument Date	Nov 21, 2025
Instrument	2025023467
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9344 FIELD RD, CLAY, MI 48001-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9344 FIELD RD, CLAY, MI 48001-4405

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 28, 2022
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Document Number	0005546650
Book / Page	5546 / 650
Map Reference	LB 49 PG 6&7
Instrument Date	Jun 30, 2022
Instrument	2022017937
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9346 FIELD RD, 9346, CLAY, MI 48001-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9346 FIELD RD, CLAY, MI 48001-4405

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 7, 2021
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Document Number	0005459804
Book / Page	5459 / 804
Map Reference	LB 49 PG 6&7
Instrument Date	Nov 18, 2021
Instrument	2021034224
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12260 SEYMOUR RD, 12260, MONTROSE, MI 48457-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9346 FIELD RD, CLAY, MI 48001-4405

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 22, 2021
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Document Number	5438115
Book / Page	5438 / 115
Map Reference	LB 94 PG 6&7
Instrument Date	Oct 5, 2021
Instrument	2021029823
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$206.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9346 FIELD RD, 9346, CLAY, MI 48001-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9346 FIELD RD, CLAY, MI 48001-4405

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050390184
Date	Mar 20, 2019
Book Page	5039/184
Instrument	2019004900

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9346 FIELD RD, CLAY, MI 48001-4405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049980035
Date	Oct 12, 2018
Book Page	4998/35
Instrument	2018022902

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,900 (-)	$39,800 (-)
2025	$767.00 (+1.86%) Homeowner's exemption	$19,900 (+12.43%)
2024	$753.00 (-28.29%)		$39,800 (+12.43%)
2023		$17,700
2022	$1,050.00		$35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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