9344 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9344 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1946
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Sep 2019)
Tax Bill	$2,490 (2024)
Deeds & Mortgages	Jan 2017 Reverse Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0190-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0190-000`

Interior

Full Baths	1 Bath
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1946
Lot Area	59,677 sqft (1.37 acres)
Lot Dimensions	752 ft deep x 76 ft wide
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74145410190000
Street Address	9344 FIELD RD
City	CLAY
State	MI
Zip	48001-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 785.05 FT OF W 45.1 FT OF LOT 767 SUP ROY T GILBERTS PLAT NO 8 ALSO N 785.05 FT OF LOT 1338 OWNED & OCC AS ONE PARCEL SUP
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	767
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9344 FIELD RD, CLAY, MI 48001-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Sep 26, 2019	Warranty Deed, Transfer
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	2019019984
Deed Book / Page	5101 / 440
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9344 FIELD RD, CLAY, MI 48001-4405
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004788/444
Date	Jan 10, 2017
Book Page	4788/444
Instrument	2017000899

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.56%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 26, 2019
Property Address	9344 FIELD RD, CLAY, MI 48001-4405
Document Number	0005101440
Book / Page	5101 / 440
Map Reference	LB 49 PG 6
Instrument Date	Aug 28, 2019
Instrument	2019019984
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$1,057.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 W HILL RD, 1174, FLINT, MI 48507-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5885 MARINE CITY HWY, COTTRELLVILLE, MI 48039-1305

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 11, 2019
Property Address	9344 FIELD RD, CLAY, MI 48001-4405
Document Number	0050640971
Book / Page	005064 / 000971
Instrument Date	Jun 6, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1174 W HILL RD FLINT MI 485074776, FLINT, MI 48507-4776

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9344 FIELD RD, CLAY, MI 48001-4405
Document Number	0047880458
Instrument Date	Dec 31, 2016
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9344 FIELD RD CLAY MI 480014405, CLAY, MI 48001-4405

Mortgage

Document Number	0047880458
Date	Jan 10, 2017
Book Page	004788/000458

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.56%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,400 (+20.67%)
2024	$2,490.00 (+8.5%)		$172,800 (+20.67%)
2023		$71,600
2022	$2,295.00		$143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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