9318 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9318 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1987
Lot Size	1.2 acres (52,359 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Nov 2021)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0185-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0185-000`

Interior

Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	52,359 sqft (1.2 acres)
Lot Depth	550 ft Depth
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9318 FIELD RD
City	CLAY
State	MI
Zip	48001-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W 1/2 OF N 1/2 OF E 1/2 OF LOT 1335 SUPERVISOR ROY T GILBERT'S PLAT NO. 17
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #17
Legal Lot Number	1335
Legal Unit	1335
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9318 FIELD RD, CLAY, MI 48001-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jan 24, 2022	Intrafamily Transfer, Transfer
Nov 23, 2021	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO
Nov 23, 2021	Quit Claim Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	202133030
Deed Book / Page	5454 / 78
Last Transfer Date	Jan 13, 2022
Transfer Doc	0005477888
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9318 FIELD RD, CLAY, MI 48001-4405
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 WINDWARD DR, CLAY, MI 48001-4709

Mortgage

Document Number	0005442451
Date	Oct 28, 2021
Book Page	5442/451
Instrument	2021030554

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	IDAHO FALLS, ID 83402

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 24, 2022
Property Address	9318 FIELD RD, CLAY, MI 48001-4405
Document Number	0005477888
Book / Page	5477 / 888
Map Reference	LB 50 PG 30
Instrument Date	Jan 13, 2022
Instrument	2022001676
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9048 WINDWARD DR, 9048, CLAY, MI 48001-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9318 FIELD RD, CLAY, MI 48001-4405

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 23, 2021
Property Address	9318 FIELD RD, CLAY, MI 48001-4405
Document Number	0000545478
Book / Page	5454 / 78
Map Reference	LB 50 PG 30
Instrument Date	Oct 21, 2021
Instrument	2021033030
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3064 WOODSTONE CIR, 3064, LIZELLA, GA 31052-3726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 WINDWARD DR, CLAY, MI 48001-4709

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 23, 2021
Property Address	9318 FIELD RD, CLAY, MI 48001-4405
Document Number	0000545474
Book / Page	5454 / 74
Map Reference	LB 50 PG 30
Instrument Date	Oct 18, 2021
Instrument	2021033028
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9318 FIELD RD, 9318, CLAY, MI 48001-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3064 WOODSTONE CIR, LIZELLA, GA 31052-3726

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,600 (+2.58%)	$135,200 (+2.58%)
2025	$2,826.00 (+19.09%) Homeowner's exemption	$65,900 (+0.76%)
2024	$2,373.00 (+4.45%)		$131,800 (+0.76%)
2023		$65,400
2022	$2,272.00		$130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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