9328 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9328 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft
Lot Size	1.23 acres (53,797 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Dec 2022)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0188-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0188-000`

Interior

Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	624 sqft

Exterior

Lot Area	53,797 sqft (1.23 acres)
Lot Depth	567 ft Depth
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9328 FIELD RD
City	CLAY
State	MI
Zip	48001-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 600 FT OF LOT 1336 SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #17
Legal Lot Number	1336
Legal Unit	1336
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9328 FIELD RD, CLAY, MI 48001-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	202227304
Deed Book / Page	5585 / 562
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0005288373
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 14, 2022
Property Address	9328 FIELD RD, CLAY, MI 48001-4405
Document Number	0005585562
Book / Page	5585 / 562
Map Reference	LB 50 PG 30
Instrument Date	Nov 28, 2022
Instrument	2022027304
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9328 FIELD RD, CLAY, MI 48001-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9328 FIELD RD, CLAY, MI 48001-4405

Mortgage

Document Number	0005583210
Date	Dec 7, 2022
Book Page	5583/210
Instrument	2022026756

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 15, 2020
Property Address	9328 FIELD RD, CLAY, MI 48001-4405
Document Number	0005288373
Book / Page	5288 / 373
Map Reference	LB 50 PG 30-32
Instrument Date	Dec 7, 2020
Instrument	2020031704
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9328 FIELD RD, CLAY, MI 48001-4405

Mortgage

Document Number	2020031705
Date	Dec 15, 2020
Instrument	2020031705

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,300 (+4.95%)	$186,600 (+4.95%)
2025	$2,827.00 (+2.24%) Homeowner's exemption	$88,900 (+18.06%)
2024	$2,765.00 (+57.91%)		$177,800 (+18.06%)
2023		$75,300
2022	$1,751.00		$150,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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