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9328 White Rock Ave, Frederick, MD 21702 Property Records

Frederick County property record for 9328 White Rock Ave, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details1 ba · 957 sqft · built 1957
Lot Size0.274 acres (11,970 sqft)
OwnerIndividual Name on File
Last Sale$272,000 (Aug 2021)
Tax Bill$88 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-410446

Property Details

APN / Parcel Number

Primary APN21-410446
Alternative APN
  • 410446

Interior

Full Baths1 Bath
Stories1 Story
Building Area957 sqft Total Area
1st Floor Area957 sqft

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,970 sqft (0.274 acres)
PorchEnclosed Porch
Porch Area232 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number410446
Street Address9328 WHITE ROCK AVE
CityFREDERICK
StateMD
Zip21702-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 80 WHITE ROCK 52X150X10X165 WHITE ROCK AVE.
Legal SubdivisionWHITE ROCK
Legal Lot Number80
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group1
Census Block1002
Census Tract751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9328 White Rock Ave is owned and occupied by an individual who bought it in August 2021.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Mailing Address9328 WHITE ROCK AVE, FREDERICK, MD 21702-2066
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2021 · Amount on File
Deed SaleAug 30, 2021 · Amount on File
Prior SaleDec 10, 2020 · Amount on File
Deed Document Number0015239186
Deed Book / Page15239 / 186
Record UpdatedJun 7, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 30, 2021
Property Address9328 WHITE ROCK AVE, FREDERICK, MD 21702-2066
Document Number0152390186
Book / Page15239 / 186
Map ReferenceMB 3 FO 136
Instrument DateJul 22, 2021
Transaction TypeTransfer
Record UpdatedSep 8, 2021
Title CompanyCLEARVIEW SETTLEMENT SOLUTIONS, CLEARVIEW SETTLEMENT SLN LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9328 WHITE ROCK AVE, FREDERICK, MD 21702-2066

Mortgage

Document Number15239193
DateAug 30, 2021
Instrument15239/193
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$88.00 Disabled Person's exemption Veteran's exemption$179,800 Land $94,500 Building $85,300$179,800 Land $94,500 Building $85,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9328 White Rock Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9328 White Rock Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE ROCK
serves 256 people · EPA ID MD0100026
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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