920 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 920 Ray Dr, Denison, TX 75020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,360 sqft · built 2022
Lot Size0.437 acres (19,049 sqft)
OwnerIndividual Name on File
Last Sale$266,768 (May 2023)
Tax Bill$7,043 (2025)
Deeds & MortgagesMar 2022 Construction Loan
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND008 3618009

Property Details

APN / Parcel Number

Primary APND008 3618009
Alternative APN
  • 437883

Interior

Stories1 Story
Building Area1,360 sqft Living Area
Gross Area1,729 sqft
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area19,049 sqft (0.437 acres)
Garage TypeAttached
Garage Area369 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area23 sqft

Location & Zoning

Street Address920 RAY DR
CityDENISON
StateTX
Zip75020-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIMS COUCH FIFTH ADDITION, BLOCK 1, LOT 9, ACRES .4373
Legal SubdivisionSIMS COUCH FIFTH ADDITION
Legal Block1
Legal Lot Number9
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1022
Census Tract400

Owner

Source: Grayson County records · APN D008 3618009

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address920 RAY DR, DENISON, TX 75020-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK & TRUST CO
May 25, 2023Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
THE MORTGAGE LINK INC
May 25, 2023Special Warranty Deed, Transfer
NOT AVAILABLE, GRAYSON COUNTY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2023 · Amount on Record
Deed SaleMay 25, 2023 · Amount on Record
Prior SaleMay 25, 2023
Deed Document Number202313453
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address920 RAY DR, DENISON, TX 75020-1432
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7495 ORCHARD HILL LN, FRISCO, TX 75035-0574

Mortgage

Document Number0000008731
DateMar 16, 2022
Instrument2022-8731
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHERMAN, TX 75090
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMay 25, 2023
Property Address920 RAY DR, DENISON, TX 75020-1432
Document Number0000013453
Map ReferenceDOC 2021-154
Instrument DateMay 24, 2023
Instrument2023-13453
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2023
Title CompanyGRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 RAY DR, DENISON, TX 75020-1432
InvestorPossibly a Property Investor

Mortgage

Document Number0000013454
DateMay 25, 2023
Instrument2023-13454
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Mortgage

Document Number0000013455
DateMay 25, 2023
Instrument2023-13455
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueMay 24, 2026

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGRAYSON TX
Recording DateMay 25, 2023
Property Address920 RAY DR, DENISON, TX 75020-1432
Document Number0000013452
Instrument DateMay 16, 2023
Instrument2023-13452
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 N WADDILL ST, MCKINNEY, TX 75069-2852
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,043.00 (+0.13%)$306,148 (+22.3%) Land $83,815 Building $222,333$306,148 (+22.3%) Land $83,815 Building $222,333
2024$7,034.00 (+743.41%)
2023$250,324 Land $44,165 Building $206,159$250,324 Land $44,165 Building $206,159
2022$834.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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