9312 FIELD RD CLAY MI 480014405, CLAY, MI 48001-4405
Mortgage
Document Number
0049040632
Date
Jan 4, 2018
Book Page
004904/000632
Lender
Name
MOTOR CTY CO-OP CU
Type
Credit Union
Address
CLINTON TOWNSHIP, MI 48036-2052
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
60 Months
Due
Jan 3, 2023
Tax Assessment & Valuation
The 2025 property tax bill for 9312 Field Rd was $2,295 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
St. Clair County
County Subdivision
Clay Township
Unified School District
Algonac Community School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$101,000 (+4.66%)
$202,000
2025
$2,295.00 (+2.18%)Homeowner's exemption
$96,500
2024
$2,246.00
$193,000
2023
$81,400
2022
$2,072.00
$162,800
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 9312 Field Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
12 (1985–1995)
Claims Outside the SFHA
10 of 12
Most Recent Claim
Aug 1995 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 9312 Field Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source
Surface water
Last State Inspection
Jan 2026
Lead
3 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025