88 Willow Lk, Ward, AR 72176 Property Records

Lonoke County property record for 88 Willow Lk, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,237 sqft · built 2009
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2023)
Tax Bill	$1,169 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`800-83103-000`

Property Details

APN / Parcel Number

Primary APN	`800-83103-000`
Alternative APN	`42874`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2009
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	39 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	88 WILLOW LK
City	WARD
State	AR
Zip	72176-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:103 CITY/MUNI/TWP:WARD SUBD:WILLOW LAKE SEC/TWN/RNG/MER:SEC 33 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	33
Legal Subdivision	WILLOW LAKE
Legal Lot Number	103
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1023
Census Tract	20102

Owner

Source: Lonoke County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	88 WILLOW LK, WARD, AR 72176-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 26, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 20, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 20, 2023	Intrafamily Transfer, Transfer PINNACLE TITLE AGENCY
Dec 26, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 29, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Mar 20, 2023
Deed Document Number	2023-02385
Deed Book / Page	2023 / 2385
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	88 WILLOW LK, WARD, AR 72176-9517
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000297
Date	Jan 7, 2021
Book Page	2021/297
Instrument	2021-00297

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	88 WILLOW LK, WARD, AR 72176-9517
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 WILLOW LK, WARD, AR 72176-9517

Mortgage

Document Number	0000014370
Date	Oct 26, 2021
Book Page	2021/14370
Instrument	2021-14370

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jan 1, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 20, 2023
Property Address	88 WILLOW LK, WARD, AR 72176-9517
Document Number	0000002385
Book / Page	2023 / 2385
Instrument Date	Mar 3, 2023
Instrument	2023-02385
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	PINNACLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 BRENT WOOD LN #JJ, JJ, WARD, AR 72176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 WILLOW LK, WARD, AR 72176-9517

Mortgage

Document Number	0202302386
Date	Mar 20, 2023
Instrument	2023-02386

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LONOKE AR
Recording Date	Mar 20, 2023
Property Address	88 WILLOW LK, WARD, AR 72176-9517
Document Number	0000002384
Book / Page	2023 / 2384
Instrument Date	Mar 2, 2023
Instrument	2023-02384
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	PINNACLE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 26, 2019
Property Address	88 WILLOW LK, WARD, AR 72176-9517
Document Number	0000013002
Instrument Date	Dec 19, 2019
Instrument	13002
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 WILLOW LAKE DR WARD AR 72176, WARD, AR 72176

Mortgage

Document Number	13003
Date	Dec 26, 2019
Instrument	13003

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 29, 2017
Property Address	88 WILLOW LK, WARD, AR 72176-9517
Document Number	0000003198
Instrument Date	Mar 21, 2017
Instrument	3198
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 WILLOW LAKE DR WARD AR 72176, WARD, AR 72176

Mortgage

Document Number	3199
Date	Mar 29, 2017
Instrument	3199

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,980 (-) Land $4,000 Building $18,980
2024	$1,169.00 (+57.12%)
2023	$744.00 Homeowner's exemption	$22,980 Land $4,000 Building $18,980	$114,900 Land $20,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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