93 Snow Cap Ln, Durango, CO 81303 Property Records

La Plata County property record for 93 Snow Cap Ln, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,864 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$556,700 (Oct 2019)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661-282-00-025`

Property Details

APN / Parcel Number

Primary APN	`5661-282-00-025`
Alternative APN	`R417758`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,864 sqft Living Area
Gross Area	3,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	792 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	486 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R417758
Street Address	93 SNOW CAP LN
City	DURANGO
State	CO
Zip	81303-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 35 RANGE: 10 LOT 2-B SNOWCAP VISTA EST MINOR EX 93-180 93 SNOWCAP LN DURANGO 81303
Legal Range	10
Legal Township	35
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Legal Lot Number	2-B
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	93 SNOW CAP LN, DURANGO, CO 81303-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jun 15, 1994 · Amount on Record
Deed Document Number	20191163656
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	93 SNOW CAP LN, DURANGO, CO 81303-3611
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187247
Date	Feb 22, 2021
Instrument	1187247

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 29, 2019
Property Address	93 SNOW CAP LN, DURANGO, CO 81303-3611
Document Number	0001163656
Map Reference	DOC 669322
Instrument Date	Oct 24, 2019
Instrument	1163656
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 RYANS WAY, 486, CORVALLIS, MT 59828-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SNOW CAP LN, DURANGO, CO 81303-3611

Mortgage

Document Number	0001163657
Date	Oct 29, 2019
Instrument	1163657

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,040 (+1.88%) Land $16,160 Building $53,880	$1,100,000 (-) Land $253,810 Building $846,190
2025	$3,772.00 (+70.29%)	$68,750 (+30.31%) Land $15,860 Building $52,890	$1,100,000 (+39.71%) Land $253,810 Building $846,190
2023	$2,215.00 (+13.88%)	$52,760 (+15.12%) Land $15,170 Building $37,590	$787,360 (+19.4%) Land $226,380 Building $560,980
2022	$1,945.00	$45,830 Land $12,930 Building $32,900	$659,420 Land $186,000 Building $473,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 86% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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