69 Snow Cap Ln, Durango, CO 81303 Property Records

La Plata County property record for 69 Snow Cap Ln, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,904 sqft · built 1993
Lot Size	5.86 acres (255,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jan 2007)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5661-282-00-023`

Property Details

APN / Parcel Number

Primary APN	`5661-282-00-023`
Alternative APN	`R022638`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	3,528 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Lot Area	255,392 sqft
Garage Type	Attached
Garage Area	624 sqft
Porch	Enclosed/Finished Porch
Porch Area	560 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R022638
Street Address	69 SNOW CAP LN
City	DURANGO
State	CO
Zip	81303-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 35 RANGE: 10 TR IN NW/4 AKA LOT 2-A SNOWCAP VISTA ESTATES MIN EX SUB 93-180 69 SNOWCAP LN DURANGO 81303
Legal Range	10
Legal Township	35
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Legal Lot Number	2-A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2007 · Amount on Record
Deed Sale	Jan 12, 2007 · Amount on Record
Prior Sale	Feb 28, 2006 · Amount on Record
Deed Document Number	2007949850
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Sep 10, 2026
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Document Number	0001257938
Instrument Date	Aug 31, 2026
Instrument	20261257938
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	69 SNOW CAP LN, DURANGO, CO 81303-3611

Mortgage

Document Number	0001257938,
Date	Sep 10, 2026
Instrument	20261257938

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2056

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SNOW CAP LN, DURANGO, CO 81303-3611

Mortgage

Document Number	0001205704
Date	Feb 1, 2022
Instrument	1205704

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001125547
Date	Mar 13, 2017
Instrument	1125547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001162769
Date	Oct 9, 2019
Instrument	1162769

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175281
Date	Aug 5, 2020
Instrument	1175281

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	82918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001166795
Date	Jan 16, 2020
Instrument	1166795

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	69 SNOW CAP LN, DURANGO, CO 81303-3611
Document Number	0001125548
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SNOW CAP LN DURANGO CO 813033611, DURANGO, CO 81303-3611

Mortgage

Document Number	0001125548
Date	Mar 13, 2017
Instrument	1125548

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,990 (+1.69%) Land $15,300 Building $52,690	$1,069,750 (-) Land $240,710 Building $829,040
2025	$3,668.00 (+70.68%)	$66,860 (+30.59%) Land $15,040 Building $51,820	$1,069,750 (+4%) Land $240,710 Building $829,040
2023	$2,149.00 (+13.52%)	$51,200 (+14.82%) Land $14,360 Building $36,840	$764,130 (+19.09%) Land $214,270 Building $549,860
2022	$1,893.00	$44,590 Land $12,260 Building $32,330	$641,650 Land $176,400 Building $465,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 86% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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