150 Snow Cap Ln, Durango, CO 81303 Property Records

La Plata County property record for 150 Snow Cap Ln, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,819 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2012)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-282-00-026`

Property Details

APN / Parcel Number

Primary APN	`5661-282-00-026`
Alternative APN	`R417759`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,819 sqft Living Area
Gross Area	4,981 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	1,162 sqft
Porch	Unfinished Open Porch
Porch Area	814 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R417759
Street Address	150 SNOW CAP LN
City	DURANGO
State	CO
Zip	81303-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 28 TOWNSHIP: 35 RANGE: 10 LOT 2-C SNOWCAP VISTA EST MINOR EX 93-180 150 SNOWCAP LN DURANGO 81303
Legal Range	10
Legal Township	35
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Legal Lot Number	2-C
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	150 SNOW CAP LN, DURANGO, CO 81303-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2012 · Amount on File
Deed Sale	Aug 24, 2012 · Amount on File
Prior Sale	Jul 1, 1994 · Amount on File
Deed Document Number	20121051769
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	150 SNOW CAP LN, DURANGO, CO 81303-3645
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SNOW CAP LN, DURANGO, CO 81303-3645

Mortgage

Document Number	0001207831
Date	Mar 23, 2022
Instrument	1207831

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	150 SNOW CAP LN, DURANGO, CO 81303-3645
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SNOW CAP LN, DURANGO, CO 81303-3645

Mortgage

Document Number	0001198576
Date	Sep 1, 2021
Instrument	1198576

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	150 SNOW CAP LN, DURANGO, CO 81303-3645
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 SNOW CAP LN DURANGO CO 813033645, DURANGO, CO 81303-3645

Mortgage

Document Number	1166982
Date	Jan 22, 2020
Instrument	1166982

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,390 (+2.79%) Land $9,470 Building $71,920	$1,266,950 (-) Land $147,380 Building $1,119,570
2025	$4,344.00 (+75.59%)	$79,180 (+34.34%) Land $9,210 Building $69,970	$1,266,950 (+44.02%) Land $147,380 Building $1,119,570
2023	$2,474.00 (+14.22%)	$58,940 (+15.48%) Land $8,870 Building $50,070	$879,680 (+19.8%) Land $132,350 Building $747,330
2022	$2,166.00	$51,040 Land $7,510 Building $43,530	$734,320 Land $108,000 Building $626,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink.

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