406 Snow Cap Ln, Durango, CO 81303 Property Records

La Plata County property record for 406 Snow Cap Ln, Durango, CO 81303

Property Summary

Property Type	Pasture
Details	4 bd · 4 ba · 5,422 sqft · built 1994
Lot Size	35.4 acres (1,542,024 sqft)
Owner	Trust Name on File
Last Sale	$100,000 (Oct 1993)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-282-00-012`

Property Details

APN / Parcel Number

Primary APN	`5661-282-00-012`
Alternative APN	`R006221`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,422 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	1,542,024 sqft (35.4 acres)
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	870 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R006221
Street Address	406 SNOW CAP LN
City	DURANGO
State	CO
Zip	81303-3636
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	SECTION: 28 TOWNSHIP: 35 RANGE: 10 406 SNOWCAP LN DURANGO 81303
Legal Range	10
Legal Township	35
Legal Section	28
Legal Subdivision	DURANGO
Legal Block	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

406 Snow Cap Ln, an agricultural property, is held in a trust since March 2026.

Source: La Plata County records, as of October 19, 2026

Owner of Record	Trust Name on File
Mailing Address	406 SNOW CAP LN, DURANGO, CO 81303-3636
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF DURANGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1993 · Amount on File
Deed Sale	Oct 7, 1993 · Amount on File
Last Transfer Date	Mar 24, 2026
Transfer Doc	0001254039
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LA PLATA CO
Recording Date	May 11, 2026
Property Address	406 SNOW CAP LN, DURANGO, CO 81303-3636
Document Number	0001254053
Instrument Date	Mar 24, 2026
Instrument	20261254053
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 SNOW CAP LN, DURANGO, CO 81303-3636

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LA PLATA CO
Recording Date	May 11, 2026
Property Address	406 SNOW CAP LN, DURANGO, CO 81303-3636
Document Number	0001254039
Instrument Date	Mar 24, 2026
Instrument	20261254039
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SNOW CAP LN, DURANGO, CO 81303-3636

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	406 SNOW CAP LN, DURANGO, CO 81303-3636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001133389
Date	Sep 12, 2017
Instrument	1133389

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 Snow Cap Ln was $5,519, up 52% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,290 (+3.36%) Land $720 Building $103,570	$1,559,620 (-) Land $2,880 Building $1,556,740
2025	$5,519.00 (+52.04%)	$100,900 Land $780 Building $100,120	$1,559,620 Land $2,880 Building $1,556,740
2024	$3,630.00 (+16.8%)
2023	$3,108.00 (+13.47%)	$74,030 (+14.74%) Land $780 Building $73,250	$1,061,530 (+20.35%) Land $2,940 Building $1,058,590
2022	$2,739.00	$64,520 Land $760 Building $63,760	$882,020 Land $2,870 Building $879,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Snow Cap Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Snow Cap Ln is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Snow Cap Ln

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