93 Snapper Ln, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 93 Snapper Ln, #B, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,307 sqft · built 1974
Lot Size	4.19 acres (182,627 sqft)
Owner	Individual Name on Record
Last Sale	$737,500 (Jun 2013)
Tax Bill	$23,566 (2024)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone VE (high risk)
APN	`00569513-000434`

Property Details

APN / Parcel Number

Primary APN	`00569513-000434`
Alternative APNs	`07594100569513000434` `1702030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 1974
Lot Area	182,627 sqft

Location & Zoning

Account Number	1702030
Old Parcel Number	07594100569513000434
Street Address	93 SNAPPER LN # B, B
City	KEY LARGO
State	FL
Zip	33037-3744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT PC-93B PUMPKIN CAY CONDOMINIUM 10 PB6-114 OR701-673 OR783-668/69 OR862-1376 OR862-1378 OR980-1527 OR1045-1597
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	PUMPKIN CAY O.R. #7 2ND REV
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	93 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Prior Sale	Aug 24, 2011 · Amount on Record
Deed Document Number	1938617
Deed Book / Page	2635 / 1695
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	93 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SNAPPER LN B, B, KEY LARGO, FL 33037-3744

Mortgage

Document Number	0032732017
Date	Apr 30, 2024
Book Page	3273/2017
Instrument	2459870

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	165 MADISON AVE, MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.6%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,583,086 (+5.99%) Building $3,583,086	$4,581,807 (+18.07%) Building $4,581,807
2024	$23,566.00 (+2.15%)
2023	$23,071.00 (+49.85%) Homeowner's exemption	$3,380,685 (+7.57%) Building $3,380,685	$3,880,685 (+23.48%) Building $3,880,685
2022	$15,396.00	$3,142,850 Building $3,142,850	$3,142,850 Building $3,142,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20