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89 Snapper Ln, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 89 Snapper Ln, #B, Key Largo, FL 33037 · Last verified May 2026

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,907 sqft · built 1974
Lot Size4 acres (182,627 sqft)
OwnerCompany Name on File
Last Sale$2,250,000 (Dec 2019)
Tax Bill$26,678 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00569513-000430

Property Details

APN / Parcel Number

Primary APN00569513-000430
Alternative APNs
  • 07594100569513000430
  • 1701998

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,907 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area182,627 sqft (4 acres)

Location & Zoning

Account Number1701998
Street Address89 SNAPPER LN, B
CityKEY LARGO
StateFL
Zip33037-3744
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPUMPKIN CAY CONDOMINIUM #10 PB6-114 DWELLING NO PC-89B OR606-534 OR750-255-256 OR775-1024 OR877-1453 OR1007-1880 OR1182-447 OR2409-173/174 OR2584-116/117 OR2748-223/24 OR2999-1522
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionPUMPKIN CAY O.R. #7 2ND REV
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract972700

Owner

Source: Monroe County records · APN 00569513-000430

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address24 DOCKSIDE LN, KEY LARGO, FL 33037-5267
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2019 · Amount on Record
Deed SaleDec 18, 2019 · Amount on Record
Prior SaleApr 21, 2009 · Amount on Record
Deed Document Number20192248729
Deed Book / Page2999 / 1522
Prior Transfer DateMay 20, 2015
Prior Transfer Doc0027480223
Record UpdatedJun 08, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 18, 2019
Property Address89 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Document Number0029991522
Book / Page2999 / 1522
Map ReferenceMB 577 PG 77
Instrument DateDec 17, 2019
Instrument2248729
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyREEF TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 E PUTNAM AVE, 1100, RIVERSIDE, CT 06878-1306

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 TUCKERMAN AVE, MIDDLETOWN, RI 02842-6061

Mortgage

Document Number0029991526
DateDec 18, 2019
Instrument2999/1526
Lender
NameGOLDMAN SACHS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJan 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$26,678.00 (+3.57%) Homeowner's exemption$3,915,346 (+19.48%) Building $3,915,346$3,915,346 (+19.48%) Building $3,915,346
2024$25,759.00 (+39.68%)
2023$18,441.00 (+17.59%)$3,277,088 (+23.24%) Building $3,277,088$3,277,088 (+23.24%) Building $3,277,088
2022$15,683.00$2,659,200 Building $2,659,200$2,659,200 Building $2,659,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 838 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
747 under condo master policies
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityFiber2,000 / 2,000
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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