90 Snapper Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 90 Snapper Ln, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	1 bd · 2,163 sqft · built 1979
Lot Size	4.43 acres (193,277 sqft)
Owner	Individual Name on File
Last Sale	$5,200,000 (Jan 2022)
Tax Bill	$36,185 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00569513-000520`

Property Details

APN / Parcel Number

Primary APN	`00569513-000520`
Alternative APNs	`07594100569513000520` `1702269`

Interior

Bedrooms	1 Bed
Building Area	2,163 sqft Living Area

Exterior

Year Built	Built 1979
Lot Area	193,277 sqft

Location & Zoning

Account Number	1702269
Old Parcel Number	07594100569513000520
Street Address	90 SNAPPER LN
City	KEY LARGO
State	FL
Zip	33037-3774
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT PC-90 PUMPKIN CAY GARDEN HOME CONDOMINIUM OR783-953 OR811-506 OR846-1436 OR869-1056 OR869-1058 OR968-194 OR3110-0539
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	PUMPKIN CAY O.R. #7 2ND REV
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records · APN 00569513-000520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	24 DOCKSIDE LN, KEY LARGO, FL 33037-5267
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2022	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Jul 07, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2022 · Amount on Record
Deed Sale	Jan 05, 2022 · Amount on Record
Prior Sale	Jul 07, 2021 · Amount on Record
Deed Document Number	2355775
Deed Book / Page	3147 / 1046
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 05, 2022
Property Address	90 SNAPPER LN, KEY LARGO, FL 33037-3774
Document Number	0031471046
Book / Page	3147 / 1046
Map Reference	MB 766 PG 1545
Instrument Date	Dec 29, 2021
Instrument	2355775
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	PREMIER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4080 MCGINNIS FERRY RD, 4080, ALPHARETTA, GA 30005-3948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 DOCKSIDE LN # 510, 510, KEY LARGO, FL 33037-5267

Mortgage

Document Number	0031471050
Date	Jan 05, 2022
Instrument	3147/1050

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 01, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 07, 2021
Property Address	90 SNAPPER LN, KEY LARGO, FL 33037-3774
Document Number	0031100539
Book / Page	3110 / 539
Map Reference	MB 766 PG 1545
Instrument Date	Jun 30, 2021
Instrument	2328627
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$29,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 WARRINGTON CT, 57, LAKE BLUFF, IL 60044-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 BAY POINTE TER, ALPHARETTA, GA 30005-6954

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,499,860 (-3.82%) Building $5,499,860	$5,499,860 (-3.82%) Building $5,499,860
2024	$36,185.00 (+4.11%)
2023	$34,755.00 (+23.45%)	$5,718,574 (+37.32%) Building $5,718,574	$5,718,574 (+37.32%) Building $5,718,574
2022	$28,152.00	$4,164,523 Building $4,164,523	$4,164,523 Building $4,164,523

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 52 locations within half a mile of this property.

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