95 Snapper Ln, #B, Key Largo, FL 33037 Property Records

Monroe County property record for 95 Snapper Ln, #B, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,307 sqft · built 1974
Lot Size	4 acres (182,627 sqft)
Owner	Company Name on File
Last Sale	$100 (Sep 2018)
Tax Bill	$15,079 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone VE (high risk)
APN	`00569513-000436`

Property Details

APN / Parcel Number

Primary APN	`00569513-000436`
Alternative APNs	`07594100569513000436` `1702056`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	182,627 sqft (4 acres)

Location & Zoning

Account Number	1702056
Street Address	95 SNAPPER LN, B
City	KEY LARGO
State	FL
Zip	33037-3744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	PUMPKIN CAY CONDOMINIUM #10 PB6-114 DWELLING NO PC-95B OR702-572 OR996-720/721 OR1016-841 OR1256-1973 OR2030-1264 OR2925-2412
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	PUMPKIN CAY O.R. #7 2ND REV
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records · APN 00569513-000436

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	95 SNAPPER LN, B, KEY LARGO, FL 33037-3744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Sep 07, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 05, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 07, 2018 · Amount on Record
Deed Sale	Sep 07, 2018 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	20185714
Deed Book / Page	2925 / 2412
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	0029252412
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	95 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030910001
Date	Apr 20, 2021
Book Page	3091/1
Instrument	2315175

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 01, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 07, 2018
Property Address	95 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Document Number	0029252412
Book / Page	002925 / 002412
Instrument Date	Aug 29, 2018
Instrument	2185714
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	58 ANCHOR DR #B KEY LARGO FL 330375235, B, KEY LARGO, FL 33037-5235

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	95 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744
Document Number	0029181570
Instrument Date	Jul 05, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 SNAPPER LN #B KEY LARGO FL 330373744, B, KEY LARGO, FL 33037-3744

Mortgage

Document Number	0029181570
Date	Jul 24, 2018
Book Page	002918/001570
Instrument	2179353

Lender

Name	IBERIABANK
Type	Bank
Address	CORAL GABLES, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,079.00 (+3.75%) Homeowner's exemption	$2,193,005 (+5.99%)	$5,080,303 (+12.9%) Building $5,080,303
2024	$14,534.00 (+2.4%)
2023	$14,194.00 (+4.74%) Homeowner's exemption	$2,069,128 (+3%) Building $2,069,128	$4,499,753 (+23.68%) Building $4,499,753
2022	$13,552.00 Homeowner's exemption	$2,008,863 Building $2,008,863	$3,638,105 Building $3,638,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 52 locations within half a mile of this property.

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