93 Cloud Creek Rd, Somers, MT 59932 Property Records

Flathead County property record for 93 Cloud Creek Rd, Somers, MT 59932

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	1.26 acres (55,147 sqft)
Owner	Individual Name on Record
Tax Bill	$860 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R815696`

Property Details

APN / Parcel Number

Primary APN	`R815696`
Alternative APNs	`07-3834-34-3-01-13-0000` `0000014692`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,147 sqft (1.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000014692
Street Address	93 CLOUD CREEK RD
City	SOMERS
State	MT
Zip	59932-9603
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S34, T27 N, R21 W, C.O.S. 22378-4, ACRES 1.27, TR 2AE IN L5
Legal Range	21W
Legal Township	27N
Legal Section	34
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1011
Census Tract	1402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	93 CLOUD CREEK RD, SOMERS, MT 59932-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000027963
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	93 CLOUD CREEK RD, SOMERS, MT 59932-9603
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000042157
Date	Dec 15, 2020
Instrument	202000042157

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	93 CLOUD CREEK RD, SOMERS, MT 59932-9603
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000038668
Date	Nov 16, 2020
Instrument	202000038668

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$860.00 (-1.6%)	$286,874 (-)
2025	$874.00 (-42.69%)	$286,874 (+34.82%)	$286,874 (+34.82%) Land $167,594 Building $119,280
2023	$1,525.00	$212,778	$212,778 Land $121,528 Building $91,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloud Creek Rd

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