Flathead County property record for 448 Cloud Creek Rd, Somers, MT 59932
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 1,578 sqft · built 2018 |
| Lot Size | 18.3 acres (799,762 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (May 2020) |
| Tax Bill | $2,007 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0739079 |
| Primary APN | R0739079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Upper Floors Area | 554 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 799,762 sqft (18.3 acres) |
| Terrain | Wooded |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000001074 |
|---|---|
| Street Address | 448 CLOUD CREEK RD |
| City | SOMERS |
| State | MT |
| Zip | 59932-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S33, T27 N, R21 W, ACRES 18.36, COS 13038-C, TR 1BA IN L 10 (SELL W/TR 9AC IN 34-27-21) |
| Legal Range | 21W |
| Legal Township | 27N |
| Legal Section | 33 |
| Legal Subdivision | CERTIFICATE SURVEY NO 13038 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1402 |
Source: Flathead County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 CLOUD CREEK RD, SOMERS, MT 59932-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 202014112 |
| Prior Transfer Date | Apr 30, 2020 |
| Prior Transfer Doc | 0000014112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 29, 2020 |
| Property Address | 448 CLOUD CREEK RD, SOMERS, MT 59932-9627 |
| Document Number | 202000014112 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 202000014112 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 CLOUD CREEK RD, SOMERS, MT 59932-9627 |
| Document Number | 202000014114 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 202000014114 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,007.00 (-40.52%) | $648,475 (+29.32%) | |
| 2025 | $648,475 (+29.32%) Land $170,755 Building $477,720 | ||
| 2023 | $3,374.00 | $501,431 | $501,431 Land $130,481 Building $370,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 46% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
5G (outdoors only) and 4G LTE
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