573 Cloud Creek Rd, Somers, MT 59932 Property Records

Flathead County property record for 573 Cloud Creek Rd, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2022
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on File
Last Sale	$113,800 (Jul 2020)
Tax Bill	$3,105 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0742730`

Property Details

APN / Parcel Number

Primary APN	`R0742730`
Alternative APNs	`07-3834-33-4-03-01-0000` `0000004276`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	476 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436,036 sqft (10 acres)
Terrain	Wooded
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	618 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000004276
Street Address	573 CLOUD CREEK RD
City	SOMERS
State	MT
Zip	59932-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33, T27 N, R21 W, ACRES 10.01, COS 16281-C, TR 1DE IN W2SE4
Legal Range	21W
Legal Township	27N
Legal Section	33
Legal Subdivision	SURVEY NO 16281
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1013
Census Tract	1402

Owner

573 Cloud Creek Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	573 CLOUD CREEK RD, SOMERS, MT 59932-9630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Aug 20, 2021	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Jul 17, 2020	Warranty Deed, Transfer · ARM GLACIER BANK
Jul 17, 2020	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Nov 26, 2013
Deed Document Number	202019915
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000019917
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	573 CLOUD CREEK RD, SOMERS, MT 59932-9630
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200027056
Date	Oct 18, 2022
Instrument	202200027056

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	573 CLOUD CREEK RD, SOMERS, MT 59932-9630
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100029319
Date	Aug 20, 2021
Instrument	202100029319

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 17, 2020
Property Address	573 CLOUD CREEK RD, SOMERS, MT 59932-9630
Document Number	202000019915
Instrument Date	Jul 16, 2020
Instrument	202000019915
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28012 MEADOW CREEK RD, KALISPELL, MT 59901

Mortgage

Document Number	202000019916
Date	Jul 17, 2020
Instrument	202000019916

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	10.1%
Index	5-Year CMT
Max Rate	15.1%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 17, 2020
Property Address	573 CLOUD CREEK RD, SOMERS, MT 59932-9630
Document Number	202000019917
Instrument Date	Jul 14, 2020
Instrument	202000019917
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28012 MEADOW CREEK RD, BIGFORK, MT 59911-5934

Tax Assessment & Valuation

The 2026 property tax bill for 573 Cloud Creek Rd was $3,105.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,105.00	$928,100
2025			$928,100 Land $328,484 Building $599,616
2023	$1,312.00	$191,480	$191,480 Land $191,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 573 Cloud Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 573 Cloud Creek Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 54% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloud Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures