Flathead County property record for 509 Cloud Creek Rd, Somers, MT 59932
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,389 sqft · built 2020 |
| Lot Size | 20 acres (873,378 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,412 (2026) |
| Deeds & Mortgages | Aug 2017 Construction Loan Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0742674 |
| Primary APN | R0742674 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 493 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 873,378 sqft (20 acres) |
| Terrain | Wooded |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0000004277 |
|---|---|
| Street Address | 509 CLOUD CREEK RD |
| City | SOMERS |
| State | MT |
| Zip | 59932-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S33, T27 N, R21 W, 14491-3, PARCEL N/A, TR 1BC IN L9,10,11&12 |
| Legal Range | 21W |
| Legal Township | 27N |
| Legal Section | 33 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 14491 |
| Legal Tract | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1402 |
509 Cloud Creek Rd, a rural home, is owned by two individuals who acquired it in May 2016.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 36051 LODGEPOLE PINE DR, DADE CITY, FL 33525-9015 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2017 | Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK |
| Aug 20, 2019 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2016 |
| Deed Sale | May 17, 2016 |
| Deed Document Number | 20169424 |
| Prior Transfer Date | May 12, 2008 |
| Prior Transfer Doc | 0000017279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 509 CLOUD CREEK RD, SOMERS, MT 59932-9630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700020026 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 201700020026 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.23% |
| Max Rate At Change | 9.62% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 509 CLOUD CREEK RD, SOMERS, MT 59932-9630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 201900019142 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 201900019142 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA FALLS, MT 59912 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 509 Cloud Creek Rd was $4,412.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,412.00 | $619,429 | |
| 2025 | $619,429 Land $173,329 Building $446,100 | ||
| 2023 | $3,188.00 | $476,974 | $476,974 Land $133,894 Building $343,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Cloud Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 509 Cloud Creek Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 49% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
5G and 4G LTE (outdoors only)
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