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9295 Concord Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9295 Concord Rd, Saint Cloud, FL 34773

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,353 sqft · built 1986
Lot Size1.25 acres (54,624 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Aug 2023)
Tax Bill$2,658 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2019 Sale
+ 1 more
Flood ZoneZone A (high risk)
APN105554

Property Details

APN / Parcel Number

Primary APN105554
Alternative APN
  • 242732273500010330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,353 sqft Heated Area
Gross Area1,453 sqft
1st Floor Area924 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2010
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area54,624 sqft (1.25 acres)
Garage Area676 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area520 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number105554
Street Address9295 CONCORD RD
CitySAINT CLOUD
StateFL
Zip34773-9685
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOPUD
Legal DescriptionCANAVERAL ACRES NO 4 PB 2 PG 20 TRACT 33
Legal Range32E
Legal Township27S
Legal Section24
Legal SubdivisionCANAVERAL ACRES UN4
Legal Tract33
Legal Block1
Legal Lot Number33
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3032
Census Tract43802

Owner

Source: Osceola County records · APN 105554

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9295 CONCORD RD, SAINT CLOUD, FL 34773-9685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2019Warranty Deed, Transfer
STEWART TITLE
May 07, 2018Warranty Deed, Transfer
JOSEPH BARBER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleJan 25, 2019 · Amount on Record
Deed Document Number2023107854
Deed Book / Page6459 / 587
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 17, 2023
Property Address9295 CONCORD RD, SAINT CLOUD, FL 34773-9685
Document Number0064590587
Book / Page6459 / 587
Map ReferenceMB 2 PG 20
Instrument DateAug 09, 2023
Instrument2023107854
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2885 GLASSNER AVE NE, PALM BAY, FL 32905-3537

Transferred To (Grantee/Buyer)

NameVerified Name
Address9295 CONCORD RD, SAINT CLOUD, FL 34773-9685

Mortgage

Document Number0006459589
DateAug 17, 2023
Instrument6459/589
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 25, 2019
Property Address9295 CONCORD RD, SAINT CLOUD, FL 34773-9685
Document Number0054672958
Book / Page005467 / 002958
Instrument DateJan 25, 2019
Instrument10534
Transaction TypeTransfer
Record UpdatedFeb 07, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$629.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9295 CONCORD RD ST CLOUD FL 347739685, ST CLOUD, FL 34773-9685

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2018
Property Address9295 CONCORD RD, SAINT CLOUD, FL 34773-9685
Document Number0053282800
Book / Page005328 / 002800
Instrument DateApr 30, 2018
Instrument72024
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyCLASSIC TITLE AND SOLUTIONS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3195 TOHOPEKALIGA DR ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number53282801
DateMay 07, 2018
Book Page005328/002801
Instrument72025
Lender
NameJOSEPH BARBER
Address3184 TOHOPEKALIGA DR, ST CLOUD, FL 34772-7644
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueMay 06, 2023

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,658.00 (+161.87%) Homeowner's exemption$181,309 (+211.57%)$189,300 (+50.6%) Land $50,000 Building $139,300
2023$1,015.00 (+5.62%) Homeowner's exemption$58,192 (+3%)$125,700 (+39.67%) Land $45,000 Building $80,700
2022$961.00 Homeowner's exemption$56,498$90,000 Land $31,500 Building $58,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 93 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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