Osceola County property record for 9360 Concord Rd, Saint Cloud, FL 34773 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,773 sqft · built 2019 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,900 (May 2019) |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Dec 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107312 |
| Primary APN | 107312 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,773 sqft Heated Area |
| Gross Area | 2,669 sqft |
| 1st Floor Area | 1,773 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107312 |
|---|---|
| Street Address | 9360 CONCORD RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANAVERAL ACRES #3 PB 2 PG 019 TRACTS 38 & 39 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | CANAVERAL ACRES UN3 |
| Legal Tract | 38 & 39 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 43802 |
Source: Osceola County records · APN 107312
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9360 CONCORD RD, SAINT CLOUD, FL 34773-9642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Dec 19, 2019 | Loan Modification, Mortgage WATERSTONE MTG |
| May 17, 2019 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Prior Sale | Nov 29, 2005 · Amount on Record |
| Deed Document Number | 0005526847 |
| Deed Book / Page | 5526 / 847 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9360 CONCORD RD, SAINT CLOUD, FL 34773-9642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055580629 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 5558/0629 |
| Instrument | 2019091832 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9360 CONCORD RD, SAINT CLOUD, FL 34773-9642 |
| Document Number | 0056562674 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9360 CONCORD RD ST CLOUD FL 34773, ST CLOUD, FL 34773 |
| Document Number | 0056562674 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 005656/002674 |
| Instrument | 5894 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 17, 2019 |
| Property Address | 9360 CONCORD RD, SAINT CLOUD, FL 34773-9642 |
| Document Number | 0055260847 |
| Book / Page | 005526 / 000847 |
| Instrument Date | May 17, 2019 |
| Instrument | 64139 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Amount | Amount Recorded |
|---|---|
| Tax | $349.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4815 OAKWOOD DR ST CLOUD FL 347728314, ST CLOUD, FL 34772-8314 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,184.00 (+9.25%) Homeowner's exemption | $147,464 (+5.99%) | $394,200 (+10.14%) Land $100,000 Building $294,200 |
| 2023 | $1,999.00 (+5.21%) Homeowner's exemption | $139,135 (+3%) | $357,900 (+23.33%) Land $90,000 Building $267,900 |
| 2022 | $1,900.00 Homeowner's exemption | $135,083 | $290,200 Land $63,000 Building $227,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Very High above 92% of the US · above 86% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 71 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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