9265 Concord Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9265 Concord Rd, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	936 sqft Heated Area
Lot Size	38,507 sqft (0.883 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2023)
Tax Bill	$3,020.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`105552`
Alternative APN	`242732273500010310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	936 sqft Heated Area
Gross Area	1,324 sqft Gross Area
1st Floor	936 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	38,507 sqft (0.883 acres)
Porch	Open Porch
Porch Area	76 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	105552
Street Address	9265 CONCORD RD
City	SAINT CLOUD
State	FL
Zip	34773-9247
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANAVERAL ACRES NO 4 PB 2 PG 020 TRACT 31
Legal Range	32E
Legal Township	27S
Legal Section	24
Legal Subdivision	CANAVERAL ACRES UN4
Legal Tract	31
Legal Block	1
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	3
Census Block	3031
Census Tract	43802

Owner

Source: Osceola County records · APN 105552

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9265 CONCORD RD, SAINT CLOUD, FL 34773-9247
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Deed Doc Number	2023023124
Deed Book / Page	6363 / 2159
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 28, 2023
Property Address	9265 CONCORD RD, SAINT CLOUD, FL 34773-9247
Document Number	0063632159
Book / Page	6363 / 2159
Map Reference	MB 2 PG 20
Instrument Date	Feb 21, 2023
Instrument	2023023124
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 384, LAKE CITY, FL 32056-0384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9265 CONCORD RD, SAINT CLOUD, FL 34773-9247

Mortgage

Document Number	0063632160
Date	Feb 28, 2023
Instrument	6363/2160

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,020.00 (+27.27%) Homeowner's exemption	$207,400 (+23.53%) Land $50,000 Building $157,400	$207,400 (+23.53%) Land $50,000 Building $157,400
2023	$2,373.00 (+14.09%)	$167,900 (+23.18%) Land $45,000 Building $122,900	$167,900 (+23.18%) Land $45,000 Building $122,900
2022	$2,080.00	$136,300 Land $31,500 Building $104,800	$136,300 Land $31,500 Building $104,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 134 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.