Osceola County property record for 9280 Concord Rd, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,782 sqft · built 2004 |
| Lot Size | 0.923 acres (40,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Mar 2016) |
| Tax Bill | $1,650 (2025) |
| Deeds & Mortgages | May 2020 Loan Modification Apr 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105556 |
| Primary APN | 105556 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Heated Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,782 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.923 acres) |
| Porch | Porch |
| Porch Area | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 105556 |
|---|---|
| Street Address | 9280 CONCORD RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9245 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES NO 4 TRACT 35 PB 2 PG 020 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | CANAVERAL ACRES UN4 |
| Legal Tract | 35 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 43802 |
Source: Osceola County records · APN 105556
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9280 CONCORD RD, SAINT CLOUD, FL 34773-9245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Apr 02, 2018 | Loan Modification, Mortgage US SMALL BUSN ADMN |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2016 · Amount on Record |
| Deed Sale | Mar 08, 2016 · Amount on Record |
| Prior Sale | Jul 13, 2011 · Amount on Record |
| Deed Document Number | 2016033653 |
| Deed Book / Page | 4924 / 1640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9280 CONCORD RD, SAINT CLOUD, FL 34773-9245 |
| Document Number | 0057190344 |
| Instrument Date | May 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9280 CONCORD RD ST CLOUD FL 347739245, ST CLOUD, FL 34773-9245 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9280 CONCORD RD, SAINT CLOUD, FL 34773-9245 |
| Document Number | 0053090343 |
| Instrument Date | Apr 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 9280 CONCORD RD ST CLOUD FL 347739245, ST CLOUD, FL 34773-9245 |
| Document Number | 0053090343 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 005309/000343 |
| Instrument | 50455 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9280 CONCORD RD, SAINT CLOUD, FL 34773-9245 |
| Document Number | 0052722395 |
| Book / Page | 005272 / 002395 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 9280 CONCORD RD ST CLOUD FL 347739245, ST CLOUD, FL 34773-9245 |
| Document Number | 0052722395 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 005272/002395 |
| Instrument | 11242 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (+10.74%) Homeowner's exemption | $108,511 (+5.99%) | $232,100 (+18.66%) Land $50,000 Building $182,100 |
| 2023 | $1,490.00 (+6.13%) Homeowner's exemption | $102,382 (+3%) | $195,600 (+36.59%) Land $45,000 Building $150,600 |
| 2022 | $1,404.00 Homeowner's exemption | $99,400 | $143,200 Land $31,500 Building $111,700 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 93 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures