917 Garnet Cir, Chesnee, SC 29323 Property Records

Spartanburg County property record for 917 Garnet Cir, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,590 sqft · built 2015
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2026)
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-30-00-272.20`

Property Details

APN / Parcel Number

Primary APN	`2-30-00-272.20`
Alternative APNs	`7118-47-7436.69` `31728`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,590 sqft Living Area
Gross Area	3,550 sqft
1st Floor Area	2,590 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	250 sqft
Carport	Carport
Carport Area	250 sqft
Porch	Porch
Porch Area	186 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	31728
Street Address	917 GARNET CIR
City	CHESNEE
State	SC
Zip	29323-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 STONECREEK FALLS PH I PB 168-123
Legal Subdivision	STONECREEK FALLS PH I
Legal Phase	1
Legal Lot Number	3
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	22409

Owner

Source: Spartanburg County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	917 GARNET CIR, CHESNEE, SC 29323-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 29, 2025	Warranty Deed, Transfer
Feb 26, 2020	Deed, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	202635305
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 28, 2026
Property Address	917 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000035305
Book / Page	159B / 629
Instrument Date	Jul 22, 2026
Instrument	202635305
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 GARNET CIR, CHESNEE, SC 29323-8048

Mortgage

Document Number	0000035306,
Date	Jul 28, 2026
Instrument	202635306

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 29, 2025
Property Address	917 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000038850
Book / Page	153-Q / 28
Map Reference	MB 168 PG 123
Instrument Date	Aug 27, 2025
Instrument	2025-38850
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$949.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	410 N SCOTTSDALE RD STE 1000, 1000, TEMPE, AZ 85288-7095
Investor	Possibly a Property Investor

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 26, 2020
Property Address	917 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000008504
Book / Page	127-B / 94
Map Reference	MB 168 PG 123
Instrument Date	Feb 24, 2020
Instrument	2020-08504
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 GARNET CIR, CHESNEE, SC 29323-8048

Mortgage

Document Number	0000008505
Date	Feb 26, 2020
Book Page	5764/822
Instrument	2020-08505

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00 (+0.41%)	$19,320 (-) Land $2,989 Building $16,331	$355,500 (-) Land $55,000 Building $300,500
2024	$7,025.00 (+0.62%)
2023	$6,982.00	$19,320 Land $2,989 Building $16,331	$355,500 Land $55,000 Building $300,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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