9280 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9280 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,430 sqft · built 1999
Lot Size	0.209 acres (9,086 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jan 2018)
Tax Bill	$7,436 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-430-10-00`

Property Details

APN / Parcel Number

Primary APN	`394-430-10-00`
Alternative APN	`3944300400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,086 sqft (0.209 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3944300400
Street Address	9280 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 132 (EX RD WID)NLY 57.50 FT OF SLY 125 FT OF ELY 180 FT OF TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	132
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jan 12, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	201814292
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000178630
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609

Mortgage

Document Number	0000445318
Date	Jun 17, 2021
Instrument	2021-0445318

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108731
Date	Mar 3, 2020
Instrument	2020-0108731

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159064
Date	Apr 23, 2018
Instrument	2018-0159064

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609

Mortgage

Document Number	0000420662
Date	Jun 7, 2021
Instrument	2021-0420662

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2018
Property Address	9280 LOS COCHES RD, LAKESIDE, CA 92040-4609
Document Number	0000014292
Instrument Date	Dec 12, 2017
Instrument	14292
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9280 LOS COCHES RD LAKESIDE CA 920404609, LAKESIDE, CA 92040-4609

Mortgage

Document Number	14293
Date	Jan 12, 2018
Instrument	14293

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,483 (+2%) Land $276,744 Building $297,739
2025	$7,436.00 (+6.66%) Homeowner's exemption	$563,219 (+4.04%) Land $271,318 Building $291,901
2023	$6,972.00 (+1.89%) Homeowner's exemption	$541,351 Land $260,784 Building $280,567
2022	$6,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Los Coches Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures